Frederick County property record for 7118 Ladd Cir, Frederick, MD 21703
| Property Type | Townhouse |
|---|---|
| Details | 3.5 ba · 1,960 sqft · built 2000 |
| Lot Size | 0.057 acres (2,460 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Apr 2015) |
| Tax Bill | $3,540 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-578725 |
| Primary APN | 28-578725 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| 1st Floor Area | 680 sqft |
| Basement Area | 640 sqft |
| Finished Basement | 640 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Townhouse |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,460 sqft (0.057 acres) |
| Deck Area | 200 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 578725 |
|---|---|
| Street Address | 7118 LADD CIR |
| City | FREDERICK |
| State | MD |
| Zip | 21703-7107 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R8 |
| Legal Description | LOT 182 PLAT 7 2460 SQ. FT. STONEBRIDGE |
| Legal Subdivision | STONEBRIDGE 07 |
| Legal Lot Number | 182 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 751003 |
Source: Frederick County assessment roll, as of August 4, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7118 LADD CIR, FREDERICK, MD 21703-7107 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 3, 2015 · Amount on Record |
| Deed Sale | Apr 3, 2015 · Amount on Record |
| Prior Sale | Aug 30, 2013 · Amount on Record |
| Deed Book / Page | 10467 / 171 |
| Prior Transfer Date | Feb 17, 2006 |
| Prior Transfer Doc | 0059370496 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7118 LADD CIR, FREDERICK, MD 21703-7107 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0147720422 |
|---|---|
| Date | Apr 14, 2021 |
| Book Page | 14772/422 |
| Name | CBM MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | FRONT ROYAL, VA 22630 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329,100 (+17.16%) Land $90,000 Building $239,100 | $329,100 (-) Land $90,000 Building $239,100 | |
| 2024 | $3,540.00 (+8.59%) | ||
| 2023 | $3,260.00 Homeowner's exemption | $280,900 | $329,100 Land $90,000 Building $239,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 1 (2015) |
| Most Recent Claim | Sep 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2019) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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