712 Wilder St, Elgin, IL 60123 Property Records

Kane County property record for 712 Wilder St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,372 sqft · built 1957
Lot Size0.17 acres (7,392 sqft)
OwnerIndividual Name on File
Last Sale$195,000 (Nov 2005)
Tax Bill$5,364 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-14-126-006

Property Details

APN / Parcel Number

Primary APN06-14-126-006

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,372 sqft Living Area
Gross Area2,744 sqft
1st Floor Area1,372 sqft
Basement Area1,372 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Lot Area7,392 sqft (0.17 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address712 WILDER ST
CityELGIN
StateIL
Zip60123-3543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHEWITTS ADDN EAST 91.25 FT OF WEST 161.25 FT ON SOUTH LINE & EAST 55.3 FT OF WEST 110.6 FT ON NORTH LINE OF LOT 8 & 9 BLOCK 2
Legal SubdivisionHEWITTS ADDN
Legal Block1
Legal Lot Number8-9
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1001
Census Tract851102

Owner

Source: Kane County records · APN 06-14-126-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address712 WILDER ST, ELGIN, IL 60123-3543
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 27, 2022Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 05, 2019Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Nov 02, 2017Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Sep 04, 2019Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 18, 2005 · Amount on Record
Deed SaleNov 18, 2005 · Amount on Record
Deed Document Number2005139092
Last Transfer DateDec 11, 2012
Transfer Doc0000088140
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address712 WILDER ST, ELGIN, IL 60123-3543
Transaction TypeMortgage
Record UpdatedFeb 02, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005362
DateJan 27, 2022
Instrument2022K005362
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term156 Months
DueJan 01, 2035
Interest
Rate TypeFixed Rate
Rate2.62%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address712 WILDER ST, ELGIN, IL 60123-3543
Transaction TypeMortgage
Record UpdatedFeb 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040922
DateSep 05, 2019
Instrument2019K040922
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address712 WILDER ST, ELGIN, IL 60123-3543
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000057563
DateNov 02, 2017
Instrument2017K057563
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueNov 01, 2037
Interest
Rate TypeFixed Rate
Rate4.37%

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address712 WILDER ST, ELGIN, IL 60123-3543
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000040771
DateSep 04, 2019
Instrument2019K040771
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2034
Interest
Rate TypeFixed Rate
Rate3.75%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,364.00 (+3.99%) Homeowner's exemption Senior Citizen's exemption
2024$79,503 (+21.39%) Land $16,986 Building $62,517$238,604 (+21.44%) Land $50,978 Building $187,626
2022$5,158.00 (+4.69%) Homeowner's exemption$65,492 (+6.96%) Land $13,993 Building $51,499$196,476 (+6.96%) Land $41,979 Building $154,497
2021$4,927.00 Homeowner's exemption$61,230 Land $13,082 Building $48,148$183,690 Land $39,246 Building $144,444

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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