Kane County property record for 712 Wilder St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,372 sqft · built 1957 |
| Lot Size | 0.17 acres (7,392 sqft) |
| Owner | Individual Name on File |
| Last Sale | $195,000 (Nov 2005) |
| Tax Bill | $5,364 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-14-126-006 |
| Primary APN | 06-14-126-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,372 sqft Living Area |
| Gross Area | 2,744 sqft |
| 1st Floor Area | 1,372 sqft |
| Basement Area | 1,372 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 7,392 sqft (0.17 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Water Source | Commercial |
| Street Address | 712 WILDER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HEWITTS ADDN EAST 91.25 FT OF WEST 161.25 FT ON SOUTH LINE & EAST 55.3 FT OF WEST 110.6 FT ON NORTH LINE OF LOT 8 & 9 BLOCK 2 |
| Legal Subdivision | HEWITTS ADDN |
| Legal Block | 1 |
| Legal Lot Number | 8-9 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 851102 |
Source: Kane County records · APN 06-14-126-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 712 WILDER ST, ELGIN, IL 60123-3543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 05, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Nov 02, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Sep 04, 2019 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 18, 2005 · Amount on Record |
| Deed Sale | Nov 18, 2005 · Amount on Record |
| Deed Document Number | 2005139092 |
| Last Transfer Date | Dec 11, 2012 |
| Transfer Doc | 0000088140 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 WILDER ST, ELGIN, IL 60123-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000005362 |
|---|---|
| Date | Jan 27, 2022 |
| Instrument | 2022K005362 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | Jan 01, 2035 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 WILDER ST, ELGIN, IL 60123-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040922 |
|---|---|
| Date | Sep 05, 2019 |
| Instrument | 2019K040922 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 WILDER ST, ELGIN, IL 60123-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000057563 |
|---|---|
| Date | Nov 02, 2017 |
| Instrument | 2017K057563 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 01, 2037 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 712 WILDER ST, ELGIN, IL 60123-3543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000040771 |
|---|---|
| Date | Sep 04, 2019 |
| Instrument | 2019K040771 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2034 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,364.00 (+3.99%) Homeowner's exemption Senior Citizen's exemption | ||
| 2024 | $79,503 (+21.39%) Land $16,986 Building $62,517 | $238,604 (+21.44%) Land $50,978 Building $187,626 | |
| 2022 | $5,158.00 (+4.69%) Homeowner's exemption | $65,492 (+6.96%) Land $13,993 Building $51,499 | $196,476 (+6.96%) Land $41,979 Building $154,497 |
| 2021 | $4,927.00 Homeowner's exemption | $61,230 Land $13,082 Building $48,148 | $183,690 Land $39,246 Building $144,444 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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