648 Wilder St, Elgin, IL 60123 Property Records

Kane County property record for 648 Wilder St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,424 sqft · built 1880
Lot Size0.147 acres (6,399 sqft)
OwnerIndividual Name on Record
Last Sale$173,000 (Sep 2004)
Tax Bill$4,556 (2025)
Flood ZoneZone X (minimal risk)
APN06-11-383-017

Property Details

APN / Parcel Number

Primary APN06-11-383-017

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,424 sqft Living Area
Gross Area2,248 sqft
Basement Area824 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1880
Construction TypeFrame
Lot Area6,399 sqft (0.147 acres)
Lot Width67 ft Width
Garage TypeDetached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Water SourceCommercial

Location & Zoning

Street Address648 WILDER ST
CityELGIN
StateIL
Zip60123-3541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANSONS 2ND SUB OF LOT 8 OF EZRA HANSONS SUB EXCEPT NORTH 50 FT OF LOTS 12 & 13
Legal SubdivisionEZRA HANSONS SUB
Legal Block3
Legal Lot Number8,12-
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group3
Census Block3031
Census Tract854600

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address648 WILDER ST, ELGIN, IL 60123-3541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 2, 2004 · Amount on Record
Deed SaleSep 2, 2004 · Amount on Record
Prior SaleJan 7, 2002 · Amount on Record
Deed Document Number2004116757
Last Transfer DateJul 30, 2008
Transfer Doc0000065525
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,556.00 (+15.78%) Homeowner's exemption$67,723 (+8.57%) Land $14,150 Building $53,573$203,250 (+8.57%) Land $42,467 Building $160,783
2024$62,377 (+21.39%) Land $13,033 Building $49,344$187,206 (+21.44%) Land $39,115 Building $148,091
2022$3,935.00 (+4.93%) Homeowner's exemption$51,384 (+6.96%) Land $10,736 Building $40,648$154,152 (+6.96%) Land $32,208 Building $121,944
2021$3,750.00 Homeowner's exemption$48,040 Land $10,037 Building $38,003$144,120 Land $30,111 Building $114,009

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

May also be available: T-Mobile.

Nearby Properties on Wilder St

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