Kane County property record for 640 Wilder St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,248 sqft · built 1898 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $42,500 (Jul 2013) |
| Tax Bill | $5,090 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-11-383-020 |
| Primary APN | 06-11-383-020 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,248 sqft Living Area |
| Gross Area | 1,968 sqft |
| Basement Area | 720 sqft |
| Year Built | Built 1898 |
|---|---|
| Effective Year Built | Effective 1898 |
| Construction Type | Frame |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Street Address | 640 WILDER ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-3574 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HANSONS 2ND SUB OF LOT 8 OF EZRA HANSONS SUB BLOCK 2, LOT 11 |
| Legal Subdivision | EZRA HANSONS SUB |
| Legal Block | 2 |
| Legal Lot Number | 8,11 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 854600 |
640 Wilder St is owned by an individual who bought it in July 2013.
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9 GIBBONS CT, SOUTH ELGIN, IL 60177-3074 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 8, 2013 · Amount on File |
| Deed Sale | Jul 8, 2013 · Amount on File |
| Prior Sale | Jan 14, 2013 |
| Deed Document Number | 201349894 |
| Prior Transfer Date | Jun 19, 2013 |
| Prior Transfer Doc | 0000049894 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 640 Wilder St was $5,090.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,090.00 | $66,730 (+8.57%) Land $16,394 Building $50,336 | $200,270 (+8.57%) Land $49,202 Building $151,068 |
| 2024 | $61,463 Land $15,100 Building $46,363 | $184,463 Land $45,318 Building $139,145 | |
| 2022 | $4,089.00 (+3.97%) | $47,159 (+6.96%) Land $12,439 Building $34,720 | $141,477 (+6.96%) Land $37,317 Building $104,160 |
| 2021 | $3,933.00 | $44,091 Land $11,630 Building $32,461 | $132,273 Land $34,890 Building $97,383 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Wilder St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 640 Wilder St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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