Kenton County property record for 712 W 35th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 780 sqft · built 1904 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $114,000 (Apr 2025) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Apr 2025 Sale & Mortgage Mar 2024 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-11-018.00 |
| Primary APN | 056-12-11-018.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 780 sqft Finished Area |
| Gross Area | 1,164 sqft |
| Year Built | Built 1904 |
|---|---|
| Effective Year Built | Effective 1904 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Lot Dimensions | 100 ft deep x 20 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 712 W 35TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1369 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 12 PT LOTS 15-16-17-18 20'X 100' NS 35TH 100FT W WATSON |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 812 |
| Legal Block | 12 |
| Legal Lot Number | 15,16 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 61400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 712 W 35TH ST, COVINGTON, KY 41015-1369 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 21, 2025 | Warranty Deed, Transfer · FHA Mortgage GUARDIAN SAVINGS BANK |
| Mar 28, 2024 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 21, 2025 · Amount on Record |
| Deed Sale | Apr 21, 2025 · Amount on Record |
| Prior Sale | Jun 11, 2024 · Amount on Record |
| Deed Document Number | 202572 |
| Deed Book / Page | 339 / 104 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 21, 2025 |
| Property Address | 712 W 35TH ST, COVINGTON, KY 41015-1369 |
| Document Number | 0005900072 |
| Book / Page | KC 339 / 104 |
| Instrument Date | Apr 17, 2025 |
| Instrument | 25042105900072 |
| Transaction Type | Transfer |
| Record Updated | Nov 28, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7348 US HIGHWAY 42202, FLORENCE, KY 41042 |
| Name | Verified Name |
|---|---|
| Address | 712 W 35TH ST, COVINGTON, KY 41015-1369 |
| Document Number | 0005900073 |
|---|---|
| Date | Apr 21, 2025 |
| Instrument | 25042105900073 |
| Name | GUARDIAN SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 28, 2024 |
| Property Address | 712 W 35TH ST, COVINGTON, KY 41015-1369 |
| Document Number | 0005900163 |
| Book / Page | KC 276 / 874 |
| Instrument Date | Dec 17, 2023 |
| Instrument | 24032805900163 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 808 STATE ROUTE 61, SUNBURY, PA 17801-6148 |
| Name | Verified Name |
|---|---|
| Address | 1418 CHESAPEAKE ST, COVINGTON, KY 41011-3355 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $114,000 (-) Land $10,000 Building $104,000 | $114,000 (-) Land $10,000 Building $104,000 | |
| 2025 | $1,510.00 (+51.15%) | $114,000 (+52%) Land $5,000 Building $109,000 | $114,000 (+52%) Land $5,000 Building $109,000 |
| 2023 | $999.00 | $75,000 Land $5,000 Building $70,000 | $75,000 Land $5,000 Building $70,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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