Kenton County property record for 610 W 35th St, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,280 sqft · built 1909 |
| Lot Size | 0.1 acres (4,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $37,500 (Jul 2010) |
| Tax Bill | $64 (2025) |
| Deeds & Mortgages | Apr 2024 Line of Credit Feb 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-15-016.00 |
| Primary APN | 056-12-15-016.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,280 sqft Finished Area |
| Gross Area | 1,350 sqft |
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Stone |
| Roof Material | Metal |
| Lot Area | 4,375 sqft (0.1 acres) |
| Lot Dimensions | 125 ft deep x 35 ft wide |
| Cooling System | Wall Unit |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 610 W 35TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1370 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GREEN PHIL E BLK 7 PT LOTS 10 THRU 14 35'X 125' NS 35TH 80' E WATSON |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 7 |
| Legal Block | 7 |
| Legal Lot Number | 10 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 61400 |
610 W 35th St is owned and occupied by an individual who bought it in July 2010.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 610 W 35TH ST, COVINGTON, KY 41015-1370 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 5, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage CITY OF COVINGTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 30, 2010 · Amount on File |
| Deed Sale | Jul 30, 2010 · Amount on File |
| Prior Sale | Jun 1, 2010 · Amount on File |
| Deed Document Number | 201007 30 059 00004 |
| Deed Book / Page | 4344 / 293 |
| Prior Transfer Date | Apr 6, 2007 |
| Prior Transfer Doc | 0005900057 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 610 W 35TH ST, COVINGTON, KY 41015-1370 |
| Transaction Type | Mortgage |
| Record Updated | Apr 23, 2024 |
| Name | Verified Name |
|---|---|
| Address | 610 W 35TH ST, COVINGTON, KY 41015-1370 |
| Document Number | 0005900094 |
|---|---|
| Date | Apr 5, 2024 |
| Book Page | KCM 538/437 |
| Instrument | 24040505900094 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | 7 EASTON OVAL, COLUMBUS, OH 43219 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 610 W 35TH ST, COVINGTON, KY 41015-1370 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0005900213 |
|---|---|
| Date | Feb 26, 2021 |
| Book Page | 174/931 |
| Instrument | 21022605900213 |
| Name | CITY OF COVINGTON |
|---|---|
| Type | Government Agency |
| Address | COVINGTON, KY 41011 |
| Amount | Amount on Record |
|---|---|
| Term | 57 Months |
| Due | Nov 16, 2025 |
The 2025 property tax bill for 610 W 35th St was $64 with a homeowner's exemption.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $124,800 (+131.11%) Land $10,000 Building $114,800 | $124,800 (+131.11%) Land $10,000 Building $114,800 | |
| 2025 | $64.00 Homeowner's exemption | $54,000 Land $5,000 Building $49,000 | $54,000 Land $5,000 Building $49,000 |
| 2023 | $101.00 Homeowner's exemption | $54,000 Land $5,000 Building $49,000 | $54,000 Land $5,000 Building $49,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 610 W 35th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 610 W 35th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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