Kenton County property record for 714 W 35th St, Covington, KY 41015
| Property Type | Other Improved |
|---|---|
| Details | 1 ba · 3,240 sqft · built 1953 |
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | Company Name on Record |
| Last Sale | $325,000 (Dec 2025) |
| Tax Bill | $1,126 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-12-11-019.00 |
| Primary APN | 056-12-11-019.00 |
|---|
| Building Area | 3,240 sqft Finished Area |
|---|
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Lot Area | 3,920 sqft (0.09 acres) |
| Street Address | 714 W 35TH ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1390 |
| Property Category | Other |
| Property Type | Other > Other Improved |
| Legal Description | GREEN PHIL E BLK 12 PT LOTS 11-12-13-14 |
| Legal Subdivision | GREEN PHIL E |
| Legal Phase | 412 |
| Legal Block | 12 |
| Legal Lot Number | 11,12 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 61400 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 431 MICAH CT, BURLINGTON, KY 41005-6594 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 24, 2025 | Deed, Transfer · Commercial Mortgage HERITAGE BANK INC |
| Oct 9, 2017 | Deed of Trust, Mortgage GUARDIAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 24, 2025 · Amount on Record |
| Deed Sale | Dec 24, 2025 · Amount on Record |
| Prior Sale | Apr 20, 2012 · Amount on Record |
| Deed Document Number | 20255 |
| Deed Book / Page | 382 / 487 |
| Prior Transfer Date | Dec 18, 2009 |
| Prior Transfer Doc | 0005900121 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 24, 2025 |
| Property Address | 714 W 35TH ST, COVINGTON, KY 41015-1390 |
| Document Number | 0005900005 |
| Book / Page | KC 382 / 487 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 25122405900005 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2026 |
| Title Company | KENTUCKY LAND TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | X286 BEADWOOD ROAD, FORT MITCHELL, KY 41017 |
| Name | Verified Name |
|---|---|
| Address | 431 SAME MICAH IT, BURLINGTON, KY 41005 |
| Document Number | 0005900006 |
|---|---|
| Date | Dec 24, 2025 |
| Instrument | 25122405900006 |
| Name | HERITAGE BANK INC |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 22, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 714 W 35TH ST, COVINGTON, KY 41015-1390 |
| Document Number | 0000000183 |
| Book / Page | 0C6270 / 000214 |
| Instrument Date | Oct 9, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2017 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 286 BEECHWOOD ROAD FT FORT MITCHELL KY 41017, FORT MITCHELL, KY 41017 |
| Document Number | 0000000183 |
|---|---|
| Date | Oct 12, 2017 |
| Book Page | 0C6270/000214 |
| Instrument | 183 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 11, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $325,000 (+282.35%) Land $20,000 Building $305,000 | $325,000 (+282.35%) Land $20,000 Building $305,000 | |
| 2025 | $1,126.00 (-0.53%) | $85,000 (-) Land $20,000 Building $65,000 | $85,000 (-) Land $20,000 Building $65,000 |
| 2023 | $1,132.00 | $85,000 Land $20,000 Building $65,000 | $85,000 Land $20,000 Building $65,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 691 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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