712 Laurel St, Elgin, IL 60120 Property Records

Cook County property record for 712 Laurel St, Elgin, IL 60120

Property Summary

Property Type	Commercial
Lot Size	2.43 acres (105,851 sqft)
Owner	Company Name on Record
Last Sale	$450,000 (Aug 2021)
Tax Bill	$1,817 (2023)
Deeds & Mortgages	Aug 2022 Construction Loan Aug 2022 Second Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`06-18-301-052`

Property Details

APN / Parcel Number

Primary APN	`06-18-301-052`
Alternative APN	`06-18-301-052-0000`

Exterior

Lot Area	105,851 sqft

Location & Zoning

Street Address	712 E LAUREL ST
City	ELGIN
State	IL
Zip	60120
Property Category	Commercial
Property Type	Commercial > Retail
Legal Range	9E
Legal Township	41N
Legal Section	18
Legal Subdivision	COUNTRY CLERKS SUB
Legal Lot Number	24
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	3
Census Block	3016
Census Tract	804406

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7370 N LINCOLN AVE, LINCOLNWOOD, IL 60712-1782
Owner Type	Company
Vesting	Limited Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2022	Deed of Trust, Mortgage · Construction Mortgage COUNTY OF COOK
Aug 24, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage COUNTY OF COOK
Mar 2, 2022	Deed of Trust, Mortgage CREA WAREHOUSING LLC
Aug 11, 2021	Warranty Deed, Transfer · Commercial Mortgage ENTERPRISE COMMUNITY LOAN FUND INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2021 · Amount on Record
Deed Sale	Aug 11, 2021 · Amount on Record
Prior Sale	Dec 28, 2012 · Amount on Record
Deed Document Number	202125386
Record Updated	Sep 20, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	712 LAUREL ST, ELGIN, IL 60120
Transaction Type	Mortgage
Record Updated	Sep 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023610090
Date	Aug 24, 2022
Instrument	2223610090

Lender

Name	COUNTY OF COOK
Type	Government Agency
Address	CHICAGO, IL 60602

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 24, 2022
Property Address	712 LAUREL ST, ELGIN, IL 60120
Document Number	0023610085
Instrument Date	Jul 19, 2022
Instrument	2223610085
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7370 N LINCOLN AVE, 7370, LINCOLNWOOD, IL 60712-1705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7370 N LINCOLN AVE # A, A, LINCOLNWOOD, IL 60712-1705

Mortgage

Document Number	0023610093
Date	Aug 24, 2022
Instrument	2223610093

Lender

Name	COUNTY OF COOK
Type	Government Agency

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0023610087
Date	Aug 24, 2022
Instrument	2223610087

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	23 Months
Due	Jul 26, 2024

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	712 LAUREL ST, ELGIN, IL 60120
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7370 N LINCOLN AVE A, A, LINCOLNWOOD, IL 60712-1705

Mortgage

Document Number	0006119024
Date	Mar 2, 2022
Instrument	2206119024

Lender

Name	CREA WAREHOUSING LLC
Type	Non-Lending Institution
Address	INDIANAPOLIS, IN 46204

Agreement

Amount	Amount Recorded

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Aug 11, 2021
Property Address	712 LAUREL ST, ELGIN, IL 60120
Document Number	0022325386
Instrument Date	Aug 3, 2021
Instrument	2122325386
Transaction Type	Transfer
Record Updated	Aug 23, 2021
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 W JACKSON BLVD STE 2W, 2W, CHICAGO, IL 60607-3747

Mortgage

Document Number	0022325387
Date	Aug 11, 2021
Instrument	2122325387

Lender

Name	ENTERPRISE COMMUNITY LOAN FUND INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$78,786 (+1,148%) Land $74,943 Building $3,843	$787,860 (+1,148%) Land $749,430 Building $38,430
2023	$1,817.00 (+2.95%)
2022	$1,765.00	$6,313 Land $6,313	$63,130 Land $63,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	18 (1982–2020)
Claims Outside the SFHA	1 of 18
Most Recent Claim	May 2020 · other causes
Claims by Event	Severe Storms And Flooding, Sep 2008 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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