712 Ferguson Rd, Joppa, MD 21085 Property Records

Harford County property record for 712 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,620 sqft · built 1963
Lot Size	0.193 acres (8,395 sqft)
Owner	Individual Name on File
Last Sale	$199,900 (Aug 2014)
Tax Bill	$2,467 (2025)
Deeds & Mortgages	Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-134639`

Property Details

APN / Parcel Number

Primary APN	`01-134639`
Alternative APNs	`1134639` `134639`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,620 sqft Total Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Split Level
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,395 sqft (0.193 acres)
Lot Dimensions	115 ft deep x 73 ft wide
Porch	Open Porch
Porch Area	80 sqft
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	134639
Street Address	712 FERGUSON RD
City	JOPPA
State	MD
Zip	21085-4426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK 32 73X115 712 FERGUSON ROAD JOPPATOWNE S3 PT 12/64
Legal Subdivision	JOPPATOWNE
Legal Block	32
Legal Lot Number	19
Jurisdiction	HARFORD MD
Township / Civil Division	1, ABINGDON
Census Block Group	3
Census Block	3007
Census Tract	301401

Owner

Source: Harford County records · APN 01-134639

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 FERGUSON RD, JOPPA, MD 21085-4426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 20, 2014 · Amount on Record
Deed Sale	Aug 20, 2014 · Amount on Record
Prior Sale	Sep 14, 2009 · Amount on Record
Deed Book / Page	10873 / 334
Prior Transfer Date	Dec 14, 2006
Prior Transfer Doc	0071460720
Record Updated	Sep 20, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARFORD MD
Property Address	712 FERGUSON RD, JOPPA, MD 21085-4426
Document Number	0124220411
Book / Page	012422 / 000411
Instrument Date	Jun 23, 2017
Transaction Type	Mortgage
Record Updated	Jul 17, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	712 FERGUSON RD JOPPA MD 210854426, JOPPA, MD 21085-4426

Mortgage

Document Number	0124220411
Date	Jul 10, 2017
Book Page	012422/000411

Lender

Name	ROSEDALE FED'L S&L ASSN
Type	Federal Savings Bank
Address	BALTIMORE, MD 21236

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	240 Months
Due	Jul 09, 2037

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Harford County
Unified School District	Harford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,267 (+5.21%)	$263,700 (-) Land $69,200 Building $194,500
2025	$2,467.00 (+6.38%)	$238,833 (+8.76%)	$263,700 (+16.48%) Land $69,200 Building $194,500
2023		$219,600	$226,400 Land $69,200 Building $157,200
2022	$2,319.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 11% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.