715 Ferguson Rd, Joppa, MD 21085 Property Records

Harford County property record for 715 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms1.5 Baths
Architecture StyleSplit Level
Year BuiltBuilt 1963
Square Footage1,460 sqft Total Area
Lot Size8,750 sqft (0.201 acres)
OccupancyOwner Occupied
Last Sale$325,000 (2022)
Tax Bill$2,294.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-132903
Alternative APNs
  • 1132903
  • 132903

Interior

Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,460 sqft Total Area
Stories2 Stories

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleSplit Level Style
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area8,750 sqft (0.201 acres)
Depth X Width125 ft x 70 ft Depth x Width
Patio Area640 sqft Patio
Porch Area240 sqft Porch

Utilities and HVAC

Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number132903
Street Address715 FERGUSON RD
CityJOPPA
StateMD
Zip21085-4459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 31 BK 31 70X125 715 FERGUSON ROAD JOPPATOWNE S3 P 12/64
Legal SubdivisionJOPPATOWNE
Legal Block31
Legal Lot Number31
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3008
Census Tract301401

Owner

Source: Harford County records · APN 01-132903

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address715 FERGUSON RD, JOPPA, MD 21085-4459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 15, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
FREEDOM MORTGAGE CORP
Dec 19, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
TOWNEBANK MORTGAGE
Jan 05, 2022Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Sep 06, 2019Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
APEX HM LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 19, 2022 · Amount on Record
Deed SaleDec 19, 2022 · Amount on Record
Prior SaleSep 06, 2019 · Amount on Record
Transfer Doc0000001749
Record RefreshedSep 20, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address715 FERGUSON RD, JOPPA, MD 21085-4459
Transaction TypeMortgage
Record UpdatedDec 26, 2023
Title CompanyMORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 FERGUSON RD, JOPPA, MD 21085-4459

Mortgage

Document Number0161230157
DateDec 15, 2023
Book Page16123/157
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term348 Months
DueDec 01, 2052

December 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateDec 19, 2022
Property Address715 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0157740165
Book / Page15774 / 165
Map ReferenceMB 12 FO 64
Instrument DateNov 30, 2022
Transaction TypeTransfer
Record UpdatedDec 26, 2022
Title CompanyNOT AVAILABLE, KEY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,625.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address715 FERGUSON RD, JOPPA, MD 21085-4459

Mortgage

Document Number0157740170
DateDec 19, 2022
Instrument15774-0170
Lender
NameTOWNEBANK MORTGAGE
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueDec 01, 2052

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address715 FERGUSON RD, JOPPA, MD 21085-4459
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyVANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0152870424
DateJan 05, 2022
Book Page15287/424
Lender
NameBROKER SOLUTIONS INC
TypeMortgage Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2052

September 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionHARFORD MD
Recording DateSep 06, 2019
Property Address715 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0134310003
Book / Page013431 / 000003
Instrument DateJul 23, 2019
Transaction TypeTransfer
Record UpdatedSep 25, 2019
Title CompanyR AND P SETTLEMENT GROUP LLC, R&P SETTLEMENT GRP LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$215.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address715 FERGUSON RD JOPPA MD 210854459, JOPPA, MD 21085-4459

Mortgage

Document Number134310009
DateSep 06, 2019
Book Page013431/000009
Lender
NameAPEX HM LNS
TypeFunding / Finance Company
AddressROCKVILLE, MD 20850
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 05, 2049

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$277,700 (+13.76%)$311,300 (-) Land $69,200 Building $242,100
2025$2,294.00 (+9.24%)$244,100 (+21.08%)$311,300 (+47.89%) Land $69,200 Building $242,100
2023$201,600$210,500 Land $69,200 Building $141,300
2022$2,100.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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