709 Ferguson Rd, Joppa, MD 21085 Property Records

Harford County property record for 709 Ferguson Rd, Joppa, MD 21085 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bathrooms2 Baths
Year BuiltBuilt 1963
Square Footage1,482 sqft Total Area
Lot Size10,492 sqft (0.241 acres)
GarageAttached, 273 sqft
OccupancyOwner Occupied
Last Sale$349,999 (2022)
Tax Bill$2,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-123017
Alternative APNs
  • 1123017
  • 123017

Interior

Full Baths2 Baths
Building Area1,482 sqft Total Area
Stories1 Stories

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Exterior MaterialSiding Exterior
Roof MaterialComposition Shingle Roof
Lot Area10,492 sqft (0.241 acres)
Depth X Width122 ft x 102 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area273 sqft Garage
Patio Area160 sqft Patio

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number123017
Street Address709 FERGUSON RD
CityJOPPA
StateMD
Zip21085-4459
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLT 28 10492 SF 709 FERGUSON ROAD JOPPATOWNE S3 PT 12/64
Legal SubdivisionJOPPATOWNE
Legal Block31
Legal Lot Number28
JurisdictionHARFORD MD
Minor Civil Division1, ABINGDON
Census Blockgroup3
Census Block3008
Census Tract301401

Owner

Source: Harford County records · APN 01-123017

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address709 FERGUSON RD, JOPPA, MD 21085-4459
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
PRIMIS MORTGAGE CO
Apr 27, 2022Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EQUITY PRIME MORTGAGE LLC
Jun 12, 2019Loan Modification, Mortgage · Conventional Mortgage
PENNYMAC
Jun 12, 2019Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 24, 2022 · Amount on Record
Deed SaleAug 24, 2022 · Amount on Record
Prior SaleApr 27, 2022 · Amount on Record
Deed Book / Page15644 / 459
Prior Transfer DateSep 13, 2013
Prior Transfer Doc0106520030
Record RefreshedSep 20, 2026

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateAug 24, 2022
Property Address709 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0156440459
Book / Page15644 / 459
Map ReferenceLB GRG 12 FO 64
Instrument DateJul 15, 2022
Transaction TypeTransfer
Record UpdatedAug 31, 2022
Title CompanyLAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 FERGUSON RD, JOPPA, MD 21085-4459

Mortgage

Document Number0156440466
DateAug 24, 2022
Instrument15644-0466
Lender
NamePRIMIS MORTGAGE CO
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2052

April 2022: Deed, Transfer

Document TypeDeed
JurisdictionHARFORD MD
Recording DateApr 27, 2022
Property Address709 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0154860100
Book / Page15486 / 100
Map ReferenceLG CGH 12 FO 64
Instrument DateApr 20, 2022
Transaction TypeTransfer
Record UpdatedMay 06, 2022
Title CompanyCAMPUS TITLE COMPANY LLC, CAMPUS TITLE COPANY LLC

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 FERGUSON RD, JOPPA, MD 21085-4459

Mortgage

Document Number0154860105
DateApr 27, 2022
Instrument15486-0105
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

June 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHARFORD MD
Property Address709 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0133730487
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedAug 13, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 FERGUSON RD JOPPA MD 210854459, JOPPA, MD 21085-4459

Mortgage

Document Number0133730487
DateAug 02, 2019
Book Page013373/000487
Lender
NamePENNYMAC
AddressMOORPARK, CA 93021
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2049
Interest
Rate4.62%

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARFORD MD
Property Address709 FERGUSON RD, JOPPA, MD 21085-4459
Document Number0134330061
Instrument DateJun 12, 2019
Transaction TypeMortgage
Record UpdatedSep 25, 2019
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
Address709 FERGUSON RD JOPPA MD 210854459, JOPPA, MD 21085-4459

Mortgage

Document Number0134330061
DateSep 09, 2019
Book Page013433/000061
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueSep 08, 2049

Tax Assessment & Valuation

Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyHarford County
Unified School DistrictHarford County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$290,800 (+14.22%)$327,000 (-) Land $69,400 Building $257,600
2025$2,380.00 (+8.38%)$254,600 (+21.26%)$327,000 (+49.73%) Land $69,400 Building $257,600
2023$209,967$218,400 Land $69,400 Building $149,000
2022$2,196.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 11% of Maryland
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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