712 E 12th St, Sterling, IL 61081 Property Records

Whiteside County property record for 712 E 12th St, Sterling, IL 61081 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Lot Size	7,000 sqft (0.161 acres)
Occupancy	Owner Occupied
Last Sale	$88,000 (2019)
Tax Bill	$1,954.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1122155007`
Alternative APN	`96951`

Exterior

Lot Area	7,000 sqft (0.161 acres)
Depth X Width	140 ft x 50 ft Depth x Width

Location & Zoning

Account Number	96951
Street Address	712 E 12TH ST
City	STERLING
State	IL
Zip	61081-2610
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BRINKS ADDITION LOT 4 BLK 2 313500X
Legal Subdivision	BRINKS ADDITION
Legal Block	2
Legal Lot Number	4
Jurisdiction	WHITESIDE IL
Minor Civil Division	STERLING
Census Blockgroup	2
Census Block	2020
Census Tract	1200

Owner

Source: Whiteside County records · APN 1122155007

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 E 12TH ST, STERLING, IL 61081-2610
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 07, 2019 · Amount on Record
Deed Sale	Mar 07, 2019 · Amount on Record
Prior Sale	Sep 19, 2016 · Amount on Record
Deed Doc Number	20191124
Record Refreshed	Sep 20, 2026

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 07, 2019
Property Address	712 E 12TH ST, STERLING, IL 61081-2610
Document Number	0000001124
Instrument Date	Feb 28, 2019
Instrument	1124
Transaction Type	Transfer
Record Updated	Mar 25, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$132.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	712 E 12TH ST STERLING IL 610812610, STERLING, IL 61081-2610

Mortgage

Document Number	1125
Date	Mar 07, 2019
Instrument	1125

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage with Private Mortgage Insurance (PMI)
Amount	Amount Recorded
Term	360 Months
Due	Mar 06, 2049

Interest

Rate	4.87%

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,954.00	$25,242 Land $3,264 Building $21,978
2024			$75,726 Land $9,792 Building $65,934

Flood & Wildfire

712 E 12th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.