309 E 12th St, Sterling, IL 61081 Property Records

Whiteside County property record for 309 E 12th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Details	2 bd · 676 sqft · built 1942
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,771 (2025)
Deeds & Mortgages	Nov 2022 Refinance
Flood Zone	Zone X (minimal risk)
APN	`1121277009`

Property Details

APN / Parcel Number

Primary APN	`1121277009`
Alternative APN	`113594`

Interior

Bedrooms	2 Beds
Building Area	676 sqft Building Perimeter
Basement Area	338 sqft
Unfinished Basement	338 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	9,000 sqft (0.206 acres)
Garage Area	312 sqft

Location & Zoning

Account Number	113594
Street Address	309 E 12TH ST
City	STERLING
State	IL
Zip	61081-2421
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIPES RESUB E 1/2 BLKS 3-4 LOT 11 BLK 3 357700X
Legal Subdivision	LIPES RESUB
Legal Block	3-4
Legal Lot Number	11
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2018
Census Tract	1101

Owner

Source: Whiteside County records · APN 1121277009

Assessment roll updated May 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	110 N BOLLMAN ST, NEW BEDFORD, IL 61346-1000
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Nov 23, 2022
Property Address	309 E 12TH ST, STERLING, IL 61081-2421
Document Number	0000007034
Instrument Date	Nov 11, 2022
Instrument	2022-07034
Transaction Type	Transfer
Record Updated	Dec 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 N BOLLMAN ST, NEW BEDFORD, IL 61346-1000

Mortgage

Document Number	0000007035
Date	Nov 23, 2022
Instrument	2022-07035

Lender

Name	CENTRAL BANK ILLINOIS

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Dec 01, 2047

Tax Assessment & Valuation

Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,771.00	$17,438 Land $3,699 Building $13,739
2024			$52,314 Land $11,097 Building $41,217

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Whiteside County (17195C), as of September 26, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Air Wireless Fiber	1,000 / 1,000
JAB Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 640 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1955040, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.