711 E 12th St, Sterling, IL 61081 Property Records

Whiteside County property record for 711 E 12th St, Sterling, IL 61081

Property Summary

Property Type	Single Family Home
Lot Size	0.105 acres (4,590 sqft)
Owner	Individual Name on Record
Last Sale	$117,000 (Jul 2021)
Tax Bill	$4,358 (2025)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1122156009`

Property Details

APN / Parcel Number

Primary APN	`1122156009`
Alternative APN	`109160`

Exterior

Lot Area	4,590 sqft (0.105 acres)
Lot Dimensions	51 ft deep x 90 ft wide

Location & Zoning

Account Number	109160
Street Address	711 E 12TH ST
City	STERLING
State	IL
Zip	61081-2609
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BRINKS ADDITION N 1' OF E 90' LOT 11 & E 90' LOT 12 BLK 5 316401X
Legal Subdivision	BRINKS ADDITION
Legal Block	5
Legal Lot Number	11-12
Jurisdiction	WHITESIDE IL
Township / Civil Division	STERLING
Census Block Group	2
Census Block	2021
Census Tract	1200

Owner

Source: Whiteside County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	711 E 12TH ST, STERLING, IL 61081-2609
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2021	Warranty Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC
Sep 11, 2020	Warranty Deed, Transfer · FHA Mortgage FINANCE OF AMERICA MTG
May 1, 2020	Grant Deed, Transfer PREMIUM TITLE INC, PREMIUM TITLE SVC INC
Mar 26, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 30, 2021 · Amount on Record
Deed Sale	Jul 30, 2021 · Amount on Record
Prior Sale	Sep 11, 2020 · Amount on Record
Deed Document Number	20215293
Prior Transfer Date	Mar 15, 2019
Prior Transfer Doc	0000001451
Record Updated	Oct 29, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Jul 30, 2021
Property Address	711 E 12TH ST, STERLING, IL 61081-2609
Document Number	0202105293
Instrument Date	Jul 15, 2021
Instrument	2021-05293
Transaction Type	Transfer
Record Updated	Aug 18, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E 12TH ST, STERLING, IL 61081-2609

Mortgage

Document Number	0000005294
Date	Jul 29, 2021
Instrument	2021-05294

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITESIDE IL
Recording Date	Sep 11, 2020
Property Address	711 E 12TH ST, STERLING, IL 61081-2609
Document Number	0000005782
Instrument Date	Aug 31, 2020
Instrument	5782
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$162.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E 12TH ST STERLING IL 610812609, STERLING, IL 61081-2609

Mortgage

Document Number	5783
Date	Sep 11, 2020
Instrument	5783

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2050

Interest

Rate	2.87%

May 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WHITESIDE IL
Recording Date	May 1, 2020
Property Address	711 E 12TH ST, STERLING, IL 61081-2609
Document Number	0000002401
Instrument Date	Apr 17, 2020
Instrument	2401
Transaction Type	Transfer
Record Updated	Jun 8, 2020
Title Company	PREMIUM TITLE INC, PREMIUM TITLE SVC INC

Transaction

Amount	Amount Recorded
Tax	$56.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	116 W MASON ST POLO IL 610641502, POLO, IL 61064-1502

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITESIDE IL
Recording Date	Mar 26, 2019
Property Address	711 E 12TH ST, STERLING, IL 61081-2609
Document Number	0000001451
Instrument Date	Mar 15, 2019
Instrument	1451
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	4801 FREDERICA ST OWENSBORO KY 423017441, OWENSBORO, KY 42301-7441
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Whiteside County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Whiteside County
County Subdivision	Sterling Township
Municipality	Sterling City
Unified School District	Sterling Community Unit District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,358.00	$48,911 Land $3,301 Building $45,610
2024			$146,733 Land $9,903 Building $136,830

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-STERLING private · serves 14,782 people · EPA ID IL1955040
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 640 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Surf Internet Fiber	1,000 / 1,000
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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