704 Cottage Ln, Covington, LA 70433 Property Records

St. Tammany Parish property record for 704 Cottage Ln, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	2,083 sqft · built 2012
Owner	Individual Name on File
Last Sale	$460,000 (Jun 2016)
Tax Bill	$4,537 (2025)
Deeds & Mortgages	Jun 2016 Sale & Mortgage
APN	`103-813-1080`

Property Details

APN / Parcel Number

Primary APN	`103-813-1080`
Alternative APN	`3630`

Interior

Building Area	2,083 sqft Living Area

Exterior

Year Built	Built 2012
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	704 COTTAGE LN
City	COVINGTON
State	LA
Zip	70433-8156
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TERRA BELLA LT123A PH1A1
Legal Subdivision	TERRA BELLA
Legal Phase	1A1
Legal Lot Number	123A
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	1
Census Block	1033
Census Tract	40401

Owner

Source: St. Tammany Parish records · APN 103-813-1080

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	704 COTTAGE LN, COVINGTON, LA 70433-8156
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 03, 2016 · Amount on Record
Deed Sale	Jun 03, 2016 · Amount on Record
Deed Document Number	2024026
Record Updated	Jun 08, 2026

June 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jun 03, 2016
Property Address	704 COTTAGE LN, COVINGTON, LA 70433-8156
Document Number	0002024026
Map Reference	MAP 4753
Instrument Date	Jun 01, 2016
Instrument	2024026
Transaction Type	Transfer
Record Updated	Feb 06, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	704 COTTAGE LN, COVINGTON, LA 70433-8156

Mortgage

Document Number	0002024027
Date	Jun 03, 2016
Instrument	2024027

Lender

Name	REGIONS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,537.00 (-1.31%) Homeowner's exemption	$44,150 (+1.84%) Land $8,000 Building $36,150	$441,495 (+1.84%) Land $80,000 Building $361,495
2024	$4,597.00 (-7.47%) Homeowner's exemption	$43,351 (-0.52%) Land $8,000 Building $35,351	$433,509 (-0.52%) Land $80,000 Building $353,509
2023	$4,968.00 Homeowner's exemption	$43,576 (-) Land $7,500 Building $36,076	$435,760 (-) Land $75,000 Building $360,760
2022	$4,968.00 Homeowner's exemption	$43,576 Land $7,500 Building $36,076	$435,760 Land $75,000 Building $360,760

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 525 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	525 in force
Nearby Flood Claims	24 (1998–2024)
Claims Outside the SFHA	8 of 24
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Ida, Aug 2021 · 2 claims Severe Storms And Flooding, Aug 2016 · 16 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 78% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: REV.

Based on FCC filings for 183 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COVINGTON WATER SUPPLY serves 16,185 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.