712 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 712 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2002
Square Footage	2,380 sqft Living Area
Lot Size	20,560 sqft (0.472 acres)
Occupancy	Owner Occupied
Last Sale	$500 (2011)
Tax Bill	$2,496.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-147`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	4 Rooms
Building Area	2,380 sqft Living Area
Gross Area	2,820 sqft Gross Area
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Conventional Style
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,560 sqft (0.472 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	440 sqft Garage

Exterior Amenities

Shed	1 Shed
Deck Area	190 sqft Deck
Patio Area	190 sqft Patio
Porch Area	181 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	712 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7694
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	LOT 37B OPCL284
Legal Subdivision	POTTERS TRACE
Legal Lot Number	37B
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2015
Census Tract	20308

Owner

Source: Union County records · APN 06-006-147

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	712 CIRCLE TRACE RD, MONROE, NC 28110-7694
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 01, 2011 · Amount on Record
Deed Sale	Aug 01, 2011 · Amount on Record
Prior Sale	Nov 03, 2009 · Amount on Record
Deed Doc Number	201118494
Deed Book / Page	5572 / 28
Last Transfer Date	Apr 09, 2025
Transfer Doc	0009098263
Record Refreshed	Jun 08, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	712 CIRCLE TRACE RD, MONROE, NC 28110-7694
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	AMERICAN TITLE PLATINUM

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7197716
Date	Jul 17, 2018
Book Page	7197/716
Instrument	0019774

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 10, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,496.00 (+32.41%)	$512,600 (+73.53%) Land $102,000 Building $410,600	$512,600 (+73.53%) Land $102,000 Building $410,600
2023	$1,885.00	$295,400 Land $56,600 Building $238,800	$295,400 Land $56,600 Building $238,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.