709 Circle Trace Rd, Monroe, NC 28110 Property Records

Union County property record for 709 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Rural Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2004
Square Footage	4,050 sqft Living Area
Lot Size	15,682 sqft (0.36 acres)
Occupancy	Owner Occupied
Last Sale	$645,000 (2025)
Tax Bill	$3,293.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-006-166`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	4,050 sqft Living Area
Gross Area	4,512 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional Style
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Construction	Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	15,682 sqft (0.36 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	462 sqft Garage
Deck Area	240 sqft Deck
Patio Area	240 sqft Patio

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	709 CIRCLE TRACE RD
City	MONROE
State	NC
Zip	28110-7694
Property Usage	Residential Property Usage
Type	Residential > Single Family > Rural Home
Legal Description	#77B POTTERS TRACE PH2 MP2 OPCL284
Legal Subdivision	POTTERS TRACE
Legal Lot Number	77
Jurisdiction	UNION NC
Minor Civil Division	SANDY RIDGE
Census Blockgroup	2
Census Block	2016
Census Tract	20308

Owner

Source: Union County records · APN 06-006-166

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	709 CIRCLE TRACE RD, MONROE, NC 28110-7694
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2025 · Amount on Record
Deed Sale	Jun 10, 2025 · Amount on Record
Prior Sale	Dec 14, 2010 · Amount on Record
Deed Doc Number	202514451
Deed Book / Page	9135 / 320
Record Refreshed	Jun 08, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	709 CIRCLE TRACE RD, MONROE, NC 28110-7694
Transaction Type	Mortgage
Record Updated	Mar 03, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 CIRCLE TRACE RD, MONROE, NC 28110-7694

Mortgage

Document Number	0009308478
Date	Feb 19, 2026
Book Page	9308/478
Instrument	4241

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.3%
Type Change Date	Mar 01, 2036
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.3%

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Wesley Chapel Village
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,293.00 (+38.83%)	$676,200 (+81.97%) Land $102,000 Building $574,200	$676,200 (+81.97%) Land $102,000 Building $574,200
2023	$2,372.00	$371,600 Land $56,600 Building $315,000	$371,600 Land $56,600 Building $315,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.