Union County property record for 718 Circle Trace Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Residential > Single Family > Rural Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2004 |
| Square Footage | 3,087 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $287,000 (2017) |
| Tax Bill | $3,097.00 (2025) |
| Primary APN | 06-006-144 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 7 Rooms |
| Building Area | 3,087 sqft Living Area |
| Gross Area | 5,152 sqft Gross Area |
| Basement Area | 1,603 sqft Basement |
| Unfinished Basement | 1,603 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Conventional Style |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,553 sqft (0.38 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 462 sqft Garage |
| Deck Area | 192 sqft Deck |
| Patio Area | 192 sqft Patio |
| Porch Area | 132 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 718 CIRCLE TRACE RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-7694 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Rural Home |
| Legal Description | #40 POTTERS TRACE PH2/MP2 OPCH013 |
| Legal Subdivision | POTTERS TRACE |
| Legal Lot Number | 40 |
| Jurisdiction | UNION NC |
| Minor Civil Division | SANDY RIDGE |
| Census Blockgroup | 2 |
| Census Block | 2015 |
| Census Tract | 20308 |
Source: Union County records · APN 06-006-144
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Aug 14, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 20, 2020 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Oct 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Feb 25, 2022 | Warranty Deed, Transfer |
| Apr 04, 2017 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage UWHARRIE BANK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 04, 2017 · Amount on Record |
| Deed Sale | Apr 04, 2017 · Amount on Record |
| Prior Sale | Mar 08, 2011 · Amount on Record |
| Deed Doc Number | 20179224 |
| Deed Book / Page | 6906 / 528 |
| Prior Transfer Date | Sep 10, 2009 |
| Prior Transfer Doc | 5215485 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0009232526 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 9232/526 |
| Instrument | 28311 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0008762320 |
|---|---|
| Date | Aug 14, 2023 |
| Book Page | 8762/320 |
| Instrument | 19602 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0007853231 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 7853/231 |
| Instrument | 42533 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | INDIAN TRAIL, NC 28079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | ACCURATE TITLE GROUP LLC |
| Name | Verified Name |
|---|
| Document Number | 0007853214 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 7853/214 |
| Instrument | 42532 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Nov 01, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Feb 25, 2022 |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Document Number | 0008410301 |
| Book / Page | 8410 / 301 |
| Map Reference | CAB P FILE 945-950 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 7330 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $816.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2627 BREKONRIDGE CENTRE DR, 2627, MONROE, NC 28110-5629 |
| Name | Verified Name |
|---|---|
| Address | 2649 BREKONRIDGE CENTRE DR, MONROE, NC 28110-5629 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 04, 2017 |
| Property Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Document Number | 0006906528 |
| Book / Page | 6906 / 528 |
| Map Reference | CAB H FILE 13 |
| Instrument Date | Mar 22, 2017 |
| Instrument | 0009224 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $574.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 718 CIRCLE TRACE RD, MONROE, NC 28110-7694 |
| Document Number | 0000009225 |
|---|---|
| Date | Apr 04, 2017 |
| Instrument | 0009225 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2047 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Wesley Chapel Village |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,097.00 (+38.57%) | $636,000 (+81.61%) Land $102,000 Building $534,000 | $636,000 (+81.61%) Land $102,000 Building $534,000 |
| 2023 | $2,235.00 | $350,200 Land $56,600 Building $293,600 | $350,200 Land $56,600 Building $293,600 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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