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712 Circle Dr NE, Lenoir, NC 28645 Property Records

Caldwell County property record for 712 Circle Dr NE, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,092 sqft · built 1950
Lot Size0.471 acres (20,500 sqft)
Owner2 Individual Names on File
Last Sale$260,000 (Jan 2024)
Tax Bill$1,565 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Mar 2023 Foreclosure
+ 1 more
Flood ZoneZone X (minimal risk)
APN09 58 4 18

Property Details

APN / Parcel Number

Primary APN09 58 4 18
Alternative APNs
  • 164498
  • 179585

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,092 sqft Heated Area
Gross Area1,998 sqft
1st Floor Area1,092 sqft
AtticAttic
Attic Area546 sqft
Basement Area250 sqft
Unfinished Basement250 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2010
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsbestos
Lot Area20,500 sqft (0.471 acres)
Lot Dimensions205 ft deep x 100 ft wide

Exterior Amenities

PorchSlab
Porch Area62 sqft
Deck Area48 sqft
Patio Area20 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number179585
Street Address712 CIRCLE DR NE
CityLENOIR
StateNC
Zip28645-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 2101 PG 1212 YR 2024 ST 520.00
Legal Tract1
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1019
Census Tract30500

Owner

Source: Caldwell County records · APN 09 58 4 18

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address712 CIRCLE DR NE, LENOIR, NC 28645-4526
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 26, 2024Warranty Deed, Transfer · USDA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Mar 02, 2023Trustee's Deed, Foreclosure · Line of Credit
SKYLINE NATIONAL BANK
Sep 12, 2018Warranty Deed, Transfer
ATLANTIC BAY MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 26, 2024 · Amount on Record
Deed SaleJan 26, 2024 · Amount on Record
Prior SaleSep 12, 2018 · Amount on Record
Record UpdatedSep 20, 2026

January 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJan 26, 2024
Property Address712 CIRCLE DR NE, LENOIR, NC 28645-4526
Document Number0021011212
Book / Page2101 / 1212
Map ReferenceMB 34 PG 167
Instrument DateJan 25, 2024
Instrument10092378
Transaction TypeTransfer
Record UpdatedMar 14, 2024

Transaction

AmountAmount Recorded
Tax$520.00
Amount AccuracyRounded by County
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address712 CIRCLE DR NE, LENOIR, NC 28645-4526

Mortgage

Document Number0010092379
DateJan 26, 2024
Instrument10092379
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

Mortgage

Document Number0021011214
DateJan 26, 2024
Book Page2101/1214
Instrument10092379
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Address2160 SUPERIOR AVE E, CLEVELAND, OH 44114
Agreement
TypeUSDA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2054

March 2023: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionCALDWELL NC
Recording DateMar 02, 2023
Property Address712 CIRCLE DR NE, LENOIR, NC 28645-4526
Document Number0020772057
Book / Page2077 / 2057
Map ReferenceMB 34 PG 167
Instrument DateFeb 08, 2023
Instrument10081902
Transaction TypeForeclosure
Record UpdatedApr 18, 2023

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$254.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1225, LENOIR, NC 28645-1225

Mortgage

Document Number0020772061
DateMar 02, 2023
Book Page2077/2061
Instrument10081903
Lender
NameSKYLINE NATIONAL BANK
TypeBank
AddressLENOIR, NC 28645
Agreement
TypeLine of Credit
AmountAmount Recorded

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateSep 12, 2018
Property Address712 CIRCLE DR NE, LENOIR, NC 28645-4526
Document Number0010025928
Book / Page001948 / 001957
Instrument DateSep 05, 2018
Instrument10025928
Transaction TypeTransfer
Record UpdatedOct 01, 2018

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$232.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address712 CIRCLE DR NE LENOIR NC 286454526, LENOIR, NC 28645-4526

Mortgage

Document Number10025929
DateSep 12, 2018
Book Page001948/001960
Instrument10025929
Lender
NameATLANTIC BAY MTG
TypeMortgage Company
AddressVIRGINIA BEACH, VA 23452
Agreement
AmountAmount Recorded
Term360 Months
DueSep 11, 2048

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,565.00 (+5.74%)$245,600 (+100.82%) Land $17,900 Building $227,700$245,600 (+100.82%) Land $17,900 Building $227,700
2023$122,300 (-) Land $17,900 Building $104,400$122,300 (-) Land $17,900 Building $104,400
2022$1,480.00$122,300 Land $17,900 Building $104,400$122,300 Land $17,900 Building $104,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270305001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Nearby Flood Policies9 in force
8 of 9 on primary residences
Nearby Flood Claims7 (2013–2024)
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 6,250 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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