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  5. Circle Dr NE

708 Circle Dr NE, Lenoir, NC 28645 Property Records

Caldwell County property record for 708 Circle Dr NE, Lenoir, NC 28645 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,883 sqft · built 1954
Lot Size0.445 acres (19,400 sqft)
OwnerIndividual Name on File
Last Sale$147,000 (Jun 2017)
Tax Bill$1,690 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09 58 4 17

Property Details

APN / Parcel Number

Primary APN09 58 4 17
Alternative APN
  • 161539

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,883 sqft Heated Area
Gross Area3,630 sqft
1st Floor Area1,715 sqft
Basement Area1,715 sqft
Unfinished Basement1,715 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1985
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area19,400 sqft (0.445 acres)
Lot Dimensions194 ft deep x 100 ft wide
PorchSlab
Porch Area200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number161539
Street Address708 CIRCLE DR NE
CityLENOIR
StateNC
Zip28645-4526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 1920 PG 1545 YR 2017 ST 294.00
JurisdictionCALDWELL NC
Township / Civil DivisionLOWER CREEK
Census Block Group1
Census Block1019
Census Tract30500

Owner

Source: Caldwell County records · APN 09 58 4 17

Assessment roll updated July 22, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 06, 2026Deed of Trust, Mortgage · VA Mortgage
US MORTGAGE CAPITAL INC
Jul 16, 2025Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Feb 06, 2023Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
Jan 19, 2022Deed of Trust, Mortgage · VA Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 12, 2017Warranty Deed, Transfer · VA Mortgage
PILGRIM MTG

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 12, 2017 · Amount on Record
Deed SaleJun 12, 2017 · Amount on Record
Prior SaleJun 18, 2002
Deed Book / Page1920 / 1545
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Recording DateApr 06, 2026
Property Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
Document Number0010117425
Book / Page2161 / 576
Instrument DateMar 30, 2026
Instrument202610117425
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyTRUSTPRO TITLE AND ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CIRCLE DR NE, LENOIR, NC 28645-4526

Mortgage

Document Number0010117425,
DateApr 06, 2026
Book Page2161/576
Instrument202610117425
Lender
NameUS MORTGAGE CAPITAL INC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.98%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
Transaction TypeMortgage
Record UpdatedOct 13, 2025
Title CompanyUNKNOWN, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CIRCLE DR NE, LENOIR, NC 28645-4526

Mortgage

Document Number0021400030
DateJul 16, 2025
Book Page2140/30
Instrument10108802
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
Address360 S ROSEMARY AVE STE 1900, WEST PALM BEACH, FL 33401
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2055

February 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
Transaction TypeMortgage
Record UpdatedApr 18, 2023
Title CompanyVETERAN EXPRESS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CIRCLE DR NE, LENOIR, NC 28645-4526

Mortgage

Document Number0020760420
DateFeb 06, 2023
Book Page2076/420
Instrument10081044
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term337 Months
DueMar 01, 2051

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALDWELL NC
Property Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
Transaction TypeMortgage
Record UpdatedFeb 22, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020451081
DateJan 19, 2022
Book Page2045/1081
Instrument10067496
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2052

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCALDWELL NC
Recording DateJun 12, 2017
Property Address708 CIRCLE DR NE, LENOIR, NC 28645-4526
Document Number0000012265
Book / Page001920 / 001545
Instrument DateJun 12, 2017
Instrument12265
Transaction TypeTransfer
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$294.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address708 CIRCLE DR NE LENOIR NC 286454526, LENOIR, NC 28645-4526

Mortgage

Document Number12266
DateJun 12, 2017
Book Page001920/001548
Instrument12266
Lender
NamePILGRIM MTG
TypeMortgage Company
AddressSAN ANTONIO, TX 78232
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 11, 2047

Tax Assessment & Valuation

Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCaldwell County
MunicipalityLenoir City
Unified School DistrictCaldwell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,690.00 (-12.34%)$265,400 (+66.08%) Land $17,800 Building $247,600$265,400 (+66.08%) Land $17,800 Building $247,600
2023$159,800 (-) Land $17,800 Building $142,000$159,800 (-) Land $17,800 Building $142,000
2022$1,928.00$159,800 Land $17,800 Building $142,000$159,800 Land $17,800 Building $142,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270305001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 9 individual NFIP policies nearby
Nearby Flood Policies9 in force
8 of 9 on primary residences
Nearby Flood Claims7 (2013–2024)
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene

Wildfire

Wildfire RiskLow
above 20% of the US · above 24% of North Carolina
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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