Caldwell County property record for 726 Circle Dr NE, Lenoir, NC 28645 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,919 sqft · built 1958 |
| Lot Size | 0.422 acres (18,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $142,000 (Nov 2020) |
| Tax Bill | $1,523 (2025) |
| Deeds & Mortgages | Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09 58 5 33 |
| Primary APN | 09 58 5 33 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,919 sqft Heated Area |
| Gross Area | 3,319 sqft |
| 1st Floor Area | 1,919 sqft |
| Basement Area | 739 sqft |
| Unfinished Basement | 739 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 18,400 sqft (0.422 acres) |
| Lot Dimensions | 184 ft deep x 100 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 25 sqft |
| Patio Area | 444 sqft |
| Storage Building | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 170104 |
|---|---|
| Street Address | 726 CIRCLE DR NE |
| City | LENOIR |
| State | NC |
| Zip | 28645-4526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2005 PG 139 YR 2020 ST 284.00 |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | LOWER CREEK |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 30500 |
Source: Caldwell County records · APN 09 58 5 33
Assessment roll updated July 22, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 726 CIRCLE DR NE, LENOIR, NC 28645-4526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 24, 2020 · Amount on Record |
| Deed Sale | Nov 24, 2020 · Amount on Record |
| Deed Document Number | 202010050860 |
| Deed Book / Page | 2005 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Nov 24, 2020 |
| Property Address | 726 CIRCLE DR NE, LENOIR, NC 28645-4526 |
| Document Number | 0010050860 |
| Book / Page | 002005 / 000139 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 10050860 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 726 CIRCLE DR LENOIR NC 28645, LENOIR, NC 28645 |
| Document Number | 10050861 |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 002005/000142 |
| Instrument | 10050861 |
| Name | CERTAINTY HM LNS LLC |
|---|---|
| Address | PLANO, TX 75024 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 23, 2050 |
| Document Number | 10050862, |
|---|---|
| Date | Nov 24, 2020 |
| Book Page | 002005/000155 |
| Instrument | 10050862 |
| Name | HOUSING FIN AGCY |
|---|---|
| Address | PO BOX 28066, RALEIGH, NC 27611-8066 |
| Amount | Amount Recorded |
|---|
Source: Caldwell County records · Assessment roll updated July 22, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Lenoir City |
| Unified School District | Caldwell County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,523.00 (-2.68%) | $238,900 (+84.62%) Land $17,600 Building $221,300 | $238,900 (+84.62%) Land $17,600 Building $221,300 |
| 2023 | $129,400 (-) Land $17,600 Building $111,800 | $129,400 (-) Land $17,600 Building $111,800 | |
| 2022 | $1,565.00 | $129,400 Land $17,600 Building $111,800 | $129,400 Land $17,600 Building $111,800 |
Source: FEMA National Flood Hazard Layer, Caldwell County (37027C), updated January 22, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370270305001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2013–2024) |
| Most Recent Claim | Sep 2024, other causes, Tropical Storm Helene |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 209 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
May also be available at this address: Verizon, Loretto Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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