716 Beach Dr, Destin, FL 32541 Property Records

Okaloosa County property record for 716 Beach Dr, Destin, FL 32541

Property Summary

Property TypeResidential Vacant Land
Lot Size0.315 acres (13,731 sqft)
Owner2 Individual Names on File
Last Sale$800,000 (May 2022)
Tax Bill$5,028 (2025)
Deeds & MortgagesMay 2022 Sale
Jul 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APNC56-000-589-9517-6

Property Details

APN / Parcel Number

Primary APNC56-000-589-9517-6
Alternative APNs
  • 00-2S-22-1360-0040-0170
  • 22S200136000400170

Exterior

Lot Area13,731 sqft (0.315 acres)
Lot Width50 ft Width
Boat AccessBoat Access

Location & Zoning

Street Address716 BEACH DR
CityDESTIN
StateFL
Zip32541-1607
Property CategoryResidential
Property TypeVacant Land > Residential
Legal DescriptionRESUB OF KELLYS ADD TO DESTIN LOT 17 BLK 4
Legal SubdivisionRESUB OF KELLYS ADD
Legal Block4
Legal Lot Number17
JurisdictionOKALOOSA FL
Township / Civil DivisionFORT WALTON BEACH
Census Block Group2
Census Block2002
Census Tract23306

Owner

716 Beach Dr, residential vacant land, is owned by two individuals who bought it in May 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address3810 INDIAN TRL, DESTIN, FL 32541-1829
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 5, 2022Warranty Deed, Transfer
CHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC
Jul 3, 2019Loan Modification, Mortgage
PNB CMNTY BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 5, 2022 · Amount on File
Deed SaleMay 5, 2022 · Amount on File
Prior SaleFeb 14, 2003 · Amount on File
Deed Document Number20223548028
Deed Book / Page3620 / 2328
Record UpdatedOct 29, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 5, 2022
Property Address716 BEACH DR, DESTIN, FL 32541-1607
Document Number0036202328
Book / Page3620 / 2328
Map ReferenceMB 2 PG 62
Instrument DateMay 4, 2022
Instrument3548028
Transaction TypeTransfer
Record UpdatedDec 9, 2025
Title CompanyCHAMPIONSHIP TITLE AGENCY LLC, CHAMPIONSHIP TITLE AGCY LLC

Transaction

AmountAmount on Record
Tax$5,600.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address625 LAGOON DR UNIT 3, 3, DESTIN, FL 32541-5427

Transferred To (Grantee/Buyer)

NameVerified Name
Address3810 INDIAN TRL, DESTIN, FL 32541-1829

July 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionOKALOOSA FL
Property Address716 BEACH DR, DESTIN, FL 32541-1607
Document Number0034110456
Instrument DateJul 3, 2019
Transaction TypeMortgage
Record UpdatedAug 19, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address116 HARBOR BLVD DESTIN FL 325412312, DESTIN, FL 32541-2312

Mortgage

Document Number0034110456
DateJul 29, 2019
Book Page003411/000456
Instrument3294162
Lender
NamePNB CMNTY BK
AddressNICEVILLE, FL 32578
Agreement
AmountAmount on Record
Term84 Months
DueJul 28, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 716 Beach Dr was $5,028.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,028.00$424,571 Land $418,071 Building $6,500$424,571 Land $418,071 Building $6,500
2023$4,904.00 (+16.85%)$410,506 (+15.13%) Land $401,991 Building $8,515$410,506 (+15.13%) Land $401,991 Building $8,515
2022$4,197.00$356,559 Land $348,044 Building $8,515$356,559 Land $348,044 Building $8,515

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 716 Beach Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 76 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies136 units insured
incl. 60 condo units
Nearby Flood Claims95 (1994–2020)
Claims Outside the SFHA64 of 95
Most Recent ClaimSep 2020 · Hurricane Sally
Claims by Event
  • Hurricane Frances, Sep 2004 · 18 claims
  • Hurricane Georges, Sep 1998 · 16 claims
  • Hurricane Opal, Oct 1995 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 716 Beach Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDESTIN WATER USERS, INC.
private · serves 31,752 people · EPA ID FL1460202
Water SourceGroundwater
Last State InspectionJan 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber in parts of the area
100 / 20

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