7116 Canal Dr, Emerald Isle, NC 28594 Property Records

Carteret County property record for 7116 Canal Dr, Emerald Isle, NC 28594

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,084 sqft · built 2022
Lot Size	2.17 acres (94,787 sqft)
Owner	2 Individual Names on File
Last Sale	$1,400,000 (Mar 2022)
Tax Bill	$6,501 (2025)
Deeds & Mortgages	Dec 2023 Line of Credit Feb 2021 Construction Loan + 2 more
Flood Zone	Zone AE (high risk)
APN	`5394.19.60.4756000`

Property Details

APN / Parcel Number

Primary APN	`5394.19.60.4756000`
Alternative APNs	`427981` `53050`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,084 sqft Heated Area
Gross Area	1,238 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Vinyl
Foundation Type	Pile
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	94,787 sqft (2.17 acres)
Lot Dimensions	400 ft deep x 100 ft wide
View / Lot	Waterfront / Beach
Garage Type	Mixed

Exterior Amenities

Pool Area	448 sqft
Deck Area	Deck Area
Canopy	88 sqft
Utility Building	847 sqft
Boat Access	Boat Access
Boat Lift	Boat Lift
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	53050
Street Address	7116 CANAL DR
City	EMERALD ISLE
State	NC
Zip	28594-3111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REVISED L64 BH S3 ARCHERS PT
Legal Subdivision	ARCHERS POINT
Legal Block	60
Legal Lot Number	63-64
Jurisdiction	CARTERET NC
Township / Civil Division	WHITE OAK
Census Block Group	1
Census Block	1045
Census Tract	970903

Owner

7116 Canal Dr is owned and occupied by two individuals who bought it in March 2022.

Source: Carteret County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Feb 1, 2021	Deed of Trust, Mortgage · Construction Mortgage SOUTHERN BANK & TRUST CO
Mar 25, 2022	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Aug 27, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Prior Sale	Aug 27, 2020 · Amount on File
Deed Document Number	20221761308
Deed Book / Page	1761 / 308
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111
Transaction Type	Mortgage
Record Updated	Jan 15, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111

Mortgage

Document Number	0018160385
Date	Dec 28, 2023
Book Page	1816/385
Instrument	1816385

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTERET NC
Property Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017060262
Date	Feb 1, 2021
Book Page	1706/262
Instrument	1706262

Lender

Name	SOUTHERN BANK & TRUST CO
Type	Bank
Address	ROCKY MOUNT, NC 27804

Agreement

Type	Construction Mortgage
Amount	Amount on Record

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Mar 25, 2022
Property Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111
Document Number	0017610308
Book / Page	1761 / 308
Map Reference	MB 34 PG 311
Instrument Date	Mar 24, 2022
Instrument	1761308
Transaction Type	Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 4580, EMERALD ISLE, NC 28594-4580

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111

Mortgage

Document Number	0001761309
Date	Mar 25, 2022
Instrument	1761-309

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTERET NC
Recording Date	Aug 27, 2020
Property Address	7116 CANAL DR, EMERALD ISLE, NC 28594-3111
Document Number	0016850070
Book / Page	001685 / 000070
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Sep 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$775.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 4580 EMERALD ISLE NC 285944580, EMERALD ISLE, NC 28594-4580

Tax Assessment & Valuation

The 2025 property tax bill for 7116 Canal Dr was $6,501.

Source: Carteret County assessment roll, as of November 24, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Carteret County
Municipality	Emerald Isle Town
Unified School District	Carteret County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,838,911 (-) Land $580,653 Building $1,258,258	$1,838,911 (-) Land $580,653 Building $1,258,258
2025	$6,501.00	$1,838,911 Land $580,653 Building $1,258,258	$1,838,911 Land $580,653 Building $1,258,258
2023		$957,200 Land $441,714 Building $515,486	$957,200 Land $441,714 Building $515,486
2022	$2,886.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7116 Canal Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 760 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	965 units insured incl. 205 condo units
Nearby Flood Claims	1,172 (1982–2024)
Claims Outside the SFHA	778 of 1,172
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Hurricane Florence, Sep 2018 · 183 claims Hurricane Floyd Major Disaster Declarations, Oct 1999 · 244 claims Hurricane Fran, Sep 1996 · 194 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7116 Canal Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Brightspeed.

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