7117 Navy Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 7117 Navy Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,620 sqft · built 1986
Lot Size	0.8 acres (34,848 sqft)
Owner	Individual Name on File
Last Sale	$294,500 (Mar 2024)
Tax Bill	$2,788 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R34-222-18-3620-0000-0360`

Property Details

APN / Parcel Number

Primary APN	`R34-222-18-3620-0000-0360`
Alternative APNs	`00130398` `130398`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1994
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Screened Porch
Porch Area	390 sqft
Patio Area	216 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00130398
Street Address	7117 NAVY DR
City	SPRING HILL
State	FL
Zip	34609-8835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNHILL LOT 36 ORB 213 PG 12 ORB 308 PG 661
Legal Range	18E
Legal Township	22S
Legal Section	34
Legal Subdivision	SUNHILL
Legal Lot Number	36
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	40909

Owner

Source: Hernando County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7117 NAVY DR, SPRING HILL, FL 34609-8835
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2024 · Amount on File
Deed Sale	Mar 5, 2024 · Amount on File
Deed Document Number	2024013693
Deed Book / Page	4398 / 1669
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Mar 5, 2024
Property Address	7117 NAVY DR, BROOKSVILLE, FL 34609-8835
Document Number	0043981669
Book / Page	4398 / 1669
Map Reference	MB 6 PG 80
Instrument Date	Mar 1, 2024
Instrument	2024013693
Transaction Type	Transfer
Record Updated	Mar 21, 2024
Title Company	OCEAN SANDS TITLE SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,061.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 987, TRABUCO CANYON, CA 92678-0987

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7117 NAVY DR, SPRING HILL, FL 34609-8835

Mortgage

Document Number	0043981671
Date	Mar 5, 2024
Instrument	4398/1671

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	7.62%
Type Change Date	Mar 1, 2027
Change Frequency	5 Years
Min Rate At Change	5.62%
Max Rate At Change	9.62%
Index	5-Year TN
Margin	2
Max Rate	12.6%

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,788.00 (+237.12%) Additional exemption filed	$234,758 (+136.96%) Land $33,459 Building $201,299	$234,758 (-2.32%) Land $33,459 Building $201,299
2023		$99,070 Land $99,070
2022	$827.00		$240,342 Land $33,459 Building $206,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20