7097 Navy Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 7097 Navy Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,011 sqft · built 1964
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$215,000 (Apr 2024)
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R34-222-18-3620-0000-0280`

Property Details

APN / Parcel Number

Primary APN	`R34-222-18-3620-0000-0280`
Alternative APNs	`01557960` `1557960`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,011 sqft Living Area
1st Floor Area	1,011 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,848 sqft (0.8 acres)
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	218 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	01557960
Street Address	7097 NAVY DR
City	SPRING HILL
State	FL
Zip	34609-8833
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNHILL LOT 28 ORB 1086 PG 942
Legal Range	18E
Legal Township	22S
Legal Section	34
Legal Subdivision	SUNHILL
Legal Lot Number	28
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	40909

Owner

7097 Navy Dr is owned and occupied by two individuals who bought it in April 2024.

Source: Hernando County records, as of December 10, 2025

Owner of Record	2 Individual Names on File
Mailing Address	7097 NAVY DR, SPRING HILL, FL 34609-8833
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2024 · Amount on File
Deed Sale	Apr 28, 2024 · Amount on File
Prior Sale	Aug 13, 2015 · Amount on File
Deed Document Number	0044081775
Deed Book / Page	4408 / 1775
Prior Transfer Date	Apr 13, 2024
Prior Transfer Doc	2024020243
Record Updated	Jun 8, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 13, 2024
Property Address	7097 NAVY DR, SPRING HILL, FL 34609-8833
Document Number	0044081775
Book / Page	4408 / 1775
Map Reference	MB 6 PG 80
Instrument Date	Apr 2, 2024
Instrument	2024020243
Transaction Type	Transfer
Record Updated	May 10, 2024
Title Company	GULFSIDE TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	18008 WEBSTER GROVE DR, HUDSON, FL 34667-5594

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7097 NAVY DR, SPRING HILL, FL 34609-8833

Mortgage

Document Number	0044081777
Date	Apr 13, 2024
Instrument	4408/1777

Lender

Name	GTE FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 7097 Navy Dr was $1,588 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,588.00 Additional exemption filed	$150,673 Land $33,459 Building $117,214	$150,673 Land $33,459 Building $117,214
2023		$111,895 Land $6,103 Building $105,792
2022	$1,910.00		$145,202 Land $33,459 Building $111,743

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7097 Navy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7097 Navy Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20