7043 Navy Dr, Spring Hill, FL 34609 Property Records

Hernando County property record for 7043 Navy Dr, Spring Hill, FL 34609

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,440 sqft · built 1965
Lot Size	0.768 acres (33,459 sqft)
Owner	Individual Name on File
Last Sale	$287,000 (Nov 2023)
Tax Bill	$4,588 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R34-222-18-3620-0000-0120`

Property Details

APN / Parcel Number

Primary APN	`R34-222-18-3620-0000-0120`
Alternative APNs	`00130165` `130165`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,440 sqft Living Area
Gross Area	3,106 sqft
1st Floor Area	1,440 sqft
Flooring	Terrazzo

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1991
Exterior Material	Combination
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	33,459 sqft (0.768 acres)
Garage Type	Attached
Garage Area	678 sqft
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	640 sqft

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00130165
Street Address	7043 NAVY DR
City	SPRING HILL
State	FL
Zip	34609-8832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNHILL LOT 12 ORB 306 PG 505
Legal Subdivision	SUNHILL
Legal Lot Number	12
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1000
Census Tract	40909

Owner

7043 Navy Dr is owned and occupied by an individual who bought it in November 2023.

Source: Hernando County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	7043 NAVY DR, BROOKSVILLE, FL 34609-8832
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	202369699
Deed Book / Page	4360 / 443
Prior Transfer Date	Dec 1, 1995
Prior Transfer Doc	1046001379
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 1, 2023
Property Address	7043 NAVY DR, SPRING HILL, FL 34609-8832
Document Number	0043600443
Book / Page	4360 / 443
Map Reference	MB 6 PG 80
Instrument Date	Oct 23, 2023
Instrument	2023069699
Transaction Type	Transfer
Record Updated	Nov 16, 2023
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,009.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3519 BLUEFISH DR, HERNANDO BEACH, FL 34607-3614

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7043 NAVY DR, SPRING HILL, FL 34609-8832

Mortgage

Document Number	0004360445
Date	Nov 1, 2023
Instrument	4360/445

Lender

Name	CASTLE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 7043 Navy Dr was $4,588.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,588.00	$273,914 Land $33,459 Building $240,455	$273,914 Land $33,459 Building $240,455
2023		$94,347 (+3%) Land $94,347
2022	$448.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$91,599	$199,689 Land $33,459 Building $166,230

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7043 Navy Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	26 in force
Nearby Flood Claims	1 (2012)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2012 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7043 Navy Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20