630 Smith St, Algonac, MI 48001 Property Records

St. Clair County property record for 630 Smith St, Algonac, MI 48001 · Last verified April 2026

Property Highlights

Property TypeVacant Land > Residential
Lot Size3,485 sqft (0.08 acres)
OccupancyOwner Occupied
Last Sale$50,000 (2013)
Tax Bill$124.00 (2025)

Owner

Source: St. Clair County records · APN 74-01-105-0179-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1410 MARKET ST, ALGONAC, MI 48001-1315
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 10, 2013 · Amount on Record
Deed SaleSep 10, 2013 · Amount on Record
Prior SaleDec 08, 2011 · Amount on Record
Deed Doc Number201325581
Deed Book / Page4440 / 524
Prior Transfer DateJan 18, 2006
Prior Transfer Doc003496/146
Record RefreshedJun 08, 2026

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAINT CLAIR MI
Property Address630 SMITH ST, ALGONAC, MI 48001-1441
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004981524
DateAug 23, 2018
Book Page4981/524
Instrument2018019133
Lender
NameNORTHSTAR BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueSep 01, 2038
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityAlgonac City
CountySt. Clair County
Unified School DistrictAlgonac Community School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 (-41.51%) Homeowner's exemption$15,900 (+40.71%)
2024$212.00 (+11.58%)$31,800 (+40.71%)
2023$11,300
2022$190.00$22,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Clair County (26147C), updated July 20, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN74-01-105-0179-000

Exterior

Lot Area3,485 sqft (0.08 acres)
Depth X Width60 ft x 60 ft Depth x Width

Location & Zoning

Street Address630 SMITH ST
CityALGONAC
StateMI
Zip48001-1441
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionW 60' LOT 1 BLK 65 MAP OF THE VILLAGE OF ALGONAC ACCORDING TO THE PLAT RECORDED IN LIBER F OF PLATS PG 51 ST CLAIR COUNTY REGISTER OF DEEDS SEC 10 T2N R16E
Legal Range16E
Legal Township02N
Legal Section10
Legal SubdivisionVILLAGE OF ALGONAC
Legal Block65
Legal Lot Number1
Legal Unit1
JurisdictionSAINT CLAIR MI
Minor Civil DivisionALGONAC
Census Blockgroup2
Census Block2026
Census Tract649000

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