Ottawa County property record for 711 N Main St, Commerce, OK 74339
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,406 sqft · built 1994 |
| Lot Size | 3.38 acres (147,637 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,758 (2025) |
| Deeds & Mortgages | Sep 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11030 |
| Primary APN | 11030 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 2,406 sqft Living Area |
| 1st Floor Area | 2,406 sqft |
| Attic | Attic |
| Attic Area | 1,060 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 147,637 sqft (3.38 acres) |
| Garage Type | Detached |
| Garage Area | 1,800 sqft |
| Parking Spaces | 8 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Porch | Slab |
| Porch Area | 129 sqft |
| Deck Area | 408 sqft |
| Patio Area | 952 sqft |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Lean-To | 480 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 11030 |
|---|---|
| Street Address | 711 N MAIN ST |
| City | COMMERCE |
| State | OK |
| Zip | 74339-1124 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT A BLK 1 GORDON ADDITION # 4 LESS THE S90' GORDON IV & LS ELECTRIC ESMT 1177/205 |
| Legal Range | 22E |
| Legal Township | 28N |
| Legal Section | 01 |
| Legal Subdivision | GORDON IV |
| Legal Tract | A |
| Legal Block | 1 |
| Legal Lot Number | A |
| Jurisdiction | OTTAWA OK |
| Township / Civil Division | MIAMI |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 574200 |
711 N Main St is owned and occupied by two individuals.
Source: Ottawa County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 711 N MAIN ST, COMMERCE, OK 74339-1124 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OK |
| Property Address | 711 N MAIN ST, COMMERCE, OK 74339-1124 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1057/271 |
|---|---|
| Date | Sep 28, 2017 |
| Book Page | 1057/271 |
| Instrument | 2017-003897 |
| Name | SOFI MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | FRISCO, TX 75034 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 1, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Aug 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 5.25% |
| Index | 1-Year LIBOR |
| Max Rate | 8.25% |
The 2025 property tax bill for 711 N Main St was $1,758 with a homeowner's exemption, up 0.9% from the year before.
Source: Ottawa County assessment roll, as of January 29, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Ottawa County |
| Unified School District | Commerce Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $19,686 (+3%) Land $238 Building $19,448 | $172,690 (-28.56%) Land $2,091 Building $170,599 | |
| 2025 | $1,758.00 (+0.92%) Homeowner's exemption | $19,113 (+3%) Land $238 Building $18,875 | $241,725 (+23.69%) Land $2,091 Building $239,634 |
| 2024 | $1,742.00 (+14.01%) Homeowner's exemption | $18,556 (+3%) Land $238 Building $18,318 | $195,428 (-) Land $2,091 Building $193,337 |
| 2023 | $1,528.00 (+1.53%) Homeowner's exemption | $18,016 (+3%) Land $238 Building $17,778 | $195,428 (-) Land $2,091 Building $193,337 |
| 2022 | $1,505.00 Homeowner's exemption | $17,491 Land $238 Building $17,253 | $195,428 Land $2,091 Building $193,337 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 711 N Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1985–2011) |
| Most Recent Claim | May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 711 N Main St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 92% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| The Junction Internet Fixed Wireless | 100 / 20 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BOLT Fiber.
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