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514 N Main St, Commerce, OK 74339 Property Records

Ottawa County property record for 514 N Main St, Commerce, OK 74339

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 980 sqft · built 1938
Lot Size0.24 acres (10,500 sqft)
Owner2 Individual Names on Record
Last Sale$4,700 (Aug 2026)
Tax Bill$137 (2025)
Deeds & MortgagesAug 2026 Foreclosure
Jun 2026 Foreclosure
Flood ZoneZone X (minimal risk)
APN19874

Property Details

APN / Parcel Number

Primary APN19874
Alternative APN
  • 5620-00-001-003-0-000-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1996
Architectural StyleTraditional
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,500 sqft (0.24 acres)
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area224 sqft

Utilities, Heating & Cooling

Cooling SystemWindow A/C
Heating SystemFloor/Wall Furnace

Location & Zoning

Account Number19874
Street Address514 N MAIN ST
CityCOMMERCE
StateOK
Zip74339-1318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLTS 3 & 4, BLK 1 COMMERCE OP
Legal Range23E
Legal Township28N
Legal Section6
Legal SubdivisionCOMMERCE O.P.
Legal Block1
Legal Lot Number3,4
JurisdictionOTTAWA OK
Township / Civil DivisionMIAMI
Census Block Group3
Census Block3001
Census Tract574200

Owner

Source: Ottawa County records, as of August 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address514 N MAIN ST, COMMERCE, OK 74339-1318
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2026Public Action, Foreclosure
NONE LISTED ON DOCUMENT
Jun 9, 2026Public Action, Foreclosure
NONE LISTED ON DOCUMENT

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 5, 2026 · Amount on Record
Deed SaleAug 5, 2026 · Amount on Record
Prior SaleJun 24, 2008 · Amount on Record
Deed Document Number20263859
Deed Book / Page1268 / 546
Record UpdatedSep 20, 2026

August 2026: Public Action, Foreclosure

Document TypePublic Action
JurisdictionOTTAWA OK
Recording DateAug 5, 2026
Property Address514 N MAIN ST, COMMERCE, OK 74339-1318
Document Number0000003859
Book / Page1268 / 546
Instrument DateJul 27, 2026
Instrument20263859
Transaction TypeForeclosure
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Tax$712.05
Amount AccuracyCalculated from Transfer Tax

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

June 2026: Public Action, Foreclosure

Document TypePublic Action
JurisdictionOTTAWA OK
Recording DateJun 9, 2026
Property Address514 N MAIN ST, COMMERCE, OK 74339-1318
Document Number0000002730
Book / Page1263 / 425
Instrument DateJun 9, 2026
Instrument20262730
Transaction TypeForeclosure
Record UpdatedAug 29, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyOttawa County
MunicipalityCommerce City
Unified School DistrictCommerce Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$137.00 Homeowner's exemption$3,420 (-) Land $166 Building $3,254$37,489 (-4.51%) Land $1,819 Building $35,670
2024$137.00 (+7.03%) Homeowner's exemption$3,420 (-) Land $158 Building $3,262$39,258 (-) Land $1,819 Building $37,439
2023$128.00 (-1.54%) Homeowner's exemption$3,420 (-) Land $158 Building $3,262$39,258 (-) Land $1,819 Building $37,439
2022$130.00 Homeowner's exemption$3,420 Land $158 Building $3,262$39,258 Land $1,819 Building $37,439

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 95% of Oklahoma
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOMMERCE
serves 2,645 people · EPA ID OK2005810
Water SourceGroundwater
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting37
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable		1,000 / 50
The Junction Internet
Fixed Wireless		100 / 20
Wisper ISP
Fixed Wireless		100 / 20

May also be available: BOLT Fiber, T-Mobile.

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