516 N Main St, Commerce, OK 74339 Property Records

Ottawa County property record for 516 N Main St, Commerce, OK 74339

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,254 sqft · built 1968
Lot Size	0.17 acres (7,200 sqft)
Owner	Individual Name on File
Last Sale	$55,000 (May 2009)
Tax Bill	$515 (2025)
Deeds & Mortgages	Aug 2009 Sale
Flood Zone	Zone X (minimal risk)
APN	`19873`

Property Details

APN / Parcel Number

Primary APN	`19873`
Alternative APN	`5620-00-001-001-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,254 sqft Living Area
1st Floor Area	1,254 sqft

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Traditional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	7,200 sqft (0.17 acres)

Exterior Amenities

Porch	Slab
Porch Area	58 sqft
Shed	1 Shed
Shed Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19873
Street Address	516 N MAIN ST
City	COMMERCE
State	OK
Zip	74339-1318
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LT 1 & PT LT 2, BLK 1 COMMERCE OP
Legal Range	23E
Legal Township	28N
Legal Section	6
Legal Subdivision	COMMERCE O.P.
Legal Block	1
Legal Lot Number	1,2
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3001
Census Tract	574200

Owner

516 N Main St is owned and occupied by an individual who bought it in May 2009.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	516 N MAIN ST, COMMERCE, OK 74339-1318
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2009 · Amount on File
Deed Sale	May 18, 2009 · Amount on File
Deed Document Number	20092567
Deed Book / Page	888 / 161
Record Updated	Oct 29, 2026

August 2009: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 4, 2009
Property Address	516 N MAIN ST, COMMERCE, OK 74339-1318
Document Number	000892/834
Book / Page	0892 / 834
Instrument Date	Aug 4, 2009
Instrument	2009-004042
Transaction Type	Transfer
Record Updated	Jan 29, 2026

Transaction

Amount	Amount on Record
Tax	$3.00
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	516 N MAIN ST, COMMERCE, OK 74339-1318

Tax Assessment & Valuation

The 2025 property tax bill for 516 N Main St was $515, up 0.8% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Commerce City
Unified School District	Commerce Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$5,516 (+3.88%) Land $207 Building $5,309	$48,388 (+3.88%) Land $1,819 Building $46,569
2025	$515.00 (+0.78%)	$5,310 (-7.73%) Land $207 Building $5,103	$46,580 (-7.73%) Land $1,819 Building $44,761
2024	$511.00 (-1.16%)	$5,755 (-) Land $207 Building $5,548	$50,482 (-) Land $1,819 Building $48,663
2023	$517.00 (-1.52%)	$5,755 (-) Land $207 Building $5,548	$50,482 (-) Land $1,819 Building $48,663
2022	$525.00	$5,755 Land $207 Building $5,548	$50,482 Land $1,819 Building $48,663

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 516 N Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 516 N Main St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COMMERCE serves 2,645 people · EPA ID OK2005810
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator, with a treatment or procedure violation still open.

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	37 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20

May also be available: BOLT Fiber, T-Mobile.

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