Whiteside County property record for 705 Locust St, Sterling, IL 61081 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 3,750 sqft (0.086 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $2,022.00 (2025) |
| Primary APN | 1121405006 |
|---|---|
| Alternative APN |
|
| Lot Area | 3,750 sqft (0.086 acres) |
|---|---|
| Depth X Width | 75 ft x 50 ft Depth x Width |
| Account Number | 61533 |
|---|---|
| Street Address | 705 LOCUST ST |
| City | STERLING |
| State | IL |
| Zip | 61081-3546 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | WALLACE ADD 50 X 75 NE PT OF S 1/2 BLK 32 250100X |
| Legal Subdivision | WALLACE ADDITION |
| Legal Block | 32 |
| Jurisdiction | WHITESIDE IL |
| Minor Civil Division | STERLING |
| Census Blockgroup | 1 |
| Census Block | 1024 |
| Census Tract | 1102 |
Source: Whiteside County records · APN 1121405006
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 705 LOCUST ST, STERLING, IL 61081-3546 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HUD-HOUSING/URBAN DEV |
| Oct 26, 2010 | Loan Modification, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) BANK OF AMERICA CALIFORNIA NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 705 LOCUST ST, STERLING, IL 61081-3546 |
| Document Number | 0000001674 |
| Instrument Date | Mar 03, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2018 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 705 LOCUST ST STERLING IL 610813546, STERLING, IL 61081-3546 |
| Document Number | 0000001674 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 1674 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | TULSA, OK 74137 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WHITESIDE IL |
| Property Address | 705 LOCUST ST, STERLING, IL 61081-3546 |
| Document Number | 0000001675 |
| Instrument Date | Oct 26, 2010 |
| Transaction Type | Mortgage |
| Record Updated | Jan 12, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 705 LOCUST ST STERLING IL 610813546, STERLING, IL 61081-3546 |
| Document Number | 0000001675 |
|---|---|
| Date | Apr 04, 2018 |
| Instrument | 1675 |
| Name | BANK OF AMERICA CALIFORNIA NA |
|---|---|
| Type | Bank |
| Address | DENVER, CA 80249 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 03, 2048 |
Source: Whiteside County records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Whiteside County |
| County Subdivision | Sterling Township |
| Municipality | Sterling City |
| Unified School District | Sterling Community Unit District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,022.00 | $25,909 Land $3,508 Building $22,401 | |
| 2024 | $77,727 Land $10,524 Building $67,203 |
705 Locust St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Whiteside County (17195C), updated September 26, 2019
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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