Nelson County property record for 679 Front St, Lovingston, VA 22949 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1890 |
| Square Footage | 1,940 sqft Finished Area |
| Lot Size | 19,166 sqft (0.44 acres) |
| Tax Bill | $1,174.00 (2026) |
| Primary APN | 58B 3 29A |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Building Area | 1,940 sqft Finished Area |
| Stories | 2 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Conventional Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Roof Construction | Hip Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 19,166 sqft (0.44 acres) |
| Depth X Width | 200 ft x 60 ft Depth x Width |
| Shed | 1 Shed |
| Porch Area | 64 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 05202 |
|---|---|
| Street Address | 679 FRONT ST |
| City | LOVINGSTON |
| State | VA |
| Zip | 22949 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | MARTIN-PAYNE |
| Jurisdiction | NELSON VA |
| Minor Civil Division | EAST |
| Census Blockgroup | 2 |
| Census Block | 2029 |
| Census Tract | 950102 |
Source: Nelson County records · APN 58B 3 29A
Assessment roll updated June 26, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 432, LOVINGSTON, VA 22949-0432 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 26, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CAPITAL CENTER LLC |
| Sep 28, 2021 | Deed of Trust, Mortgage · Stand Alone Refinance CAPITAL CENTER LLC |
| May 15, 2018 | Warranty Deed, Transfer |
| May 15, 2018 | Gift Deed, Transfer WATERSTONE MORTGAGE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2018 |
| Transfer Doc | 0180001010 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 679 FRONT ST, LOVINGSTON, VA 22949 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202102728 |
|---|---|
| Date | Jul 26, 2021 |
| Instrument | 202102728 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NELSON VA |
| Property Address | 679 FRONT ST, LOVINGSTON, VA 22949 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202103521 |
|---|---|
| Date | Sep 28, 2021 |
| Instrument | 202103521 |
| Name | CAPITAL CENTER LLC |
|---|
| Type | Stand Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | May 15, 2018 |
| Property Address | 679 FRONT ST, LOVINGSTON, VA 22949 |
| Document Number | 000180001010 |
| Instrument Date | May 15, 2018 |
| Instrument | 000180001010 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 679 LOVINGSTON ,, LOVINGSTON, VA 22949 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | NELSON VA |
| Recording Date | May 15, 2018 |
| Property Address | 679 FRONT ST, LOVINGSTON, VA 22949 |
| Document Number | 000180001011 |
| Instrument Date | May 07, 2018 |
| Instrument | 000180001011 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 679 FRONT ST, LOVINGSTON, VA 22949 |
| Document Number | 000180001012 |
|---|---|
| Date | May 15, 2018 |
| Instrument | 000180001012 |
| Name | WATERSTONE MORTGAGE |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 356 Months |
| Due | Jan 01, 2048 |
Source: Nelson County records · Assessment roll updated June 26, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Nelson County |
| Unified School District | Nelson County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,174.00 (+2.8%) | $209,700 (+19.35%) Land $22,000 Building $187,700 | $209,700 (+19.35%) Land $22,000 Building $187,700 |
| 2025 | $175,700 (-) Land $21,600 Building $154,100 | $175,700 (-) Land $21,600 Building $154,100 | |
| 2023 | $1,142.00 | $175,700 Land $21,600 Building $154,100 | $175,700 Land $21,600 Building $154,100 |
679 Front St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Nelson County (51125C), updated August 4, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 40th percentile of exposed land nationally · 66th in Virginia |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 1,754 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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