711 E 10th Ct, Panama City, FL 32401 Property Records

Bay County property record for 711 E 10th Ct, Panama City, FL 32401

Property Summary

Property Type	Residential Vacant Land
Details	2 bd · 1 ba
Lot Size	0.114 acres (4,966 sqft)
Owner	Individual Name on File
Last Sale	$220,000 (Oct 2025)
Tax Bill	$190 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage May 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17032-000-000`

Property Details

APN / Parcel Number

Primary APN	`17032-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story

Exterior

Lot Area	4,966 sqft (0.114 acres)
Lot Dimensions	125 ft deep x 40 ft wide

Location & Zoning

Street Address	711 E 10TH CT
City	PANAMA CITY
State	FL
Zip	32401-3451
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	PC09
Legal Description	GLENWOOD ADD LOT 5 BLK 3 ORB 4568 P 1910
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	3
Legal Lot Number	5
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4019
Census Tract	1600

Owner

711 E 10th Ct, residential vacant land, is owned and occupied by an individual who bought it in October 2025.

Source: Bay County records, as of January 23, 2026

Owner of Record	Individual Name on File
Mailing Address	711 E 10TH CT, PANAMA CITY, FL 32401-3451
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 25, 2022	Warranty Deed, Transfer NOT AVAILABLE, DEFENDER TITLE AND ESCROW

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	May 25, 2022 · Amount on File
Deed Document Number	2025061251
Deed Book / Page	4965 / 890
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 21, 2025
Property Address	711 E 10TH CT, PANAMA CITY, FL 32401-3451
Document Number	0049650890
Book / Page	4965 / 890
Instrument Date	Oct 21, 2025
Instrument	2025061251
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	850 TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3822 E 15TH ST, PANAMA CITY, FL 32404-5882

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	711 E 10TH CT, PANAMA CITY, FL 32401-3451

Mortgage

Document Number	0004965892
Date	Oct 21, 2025
Instrument	4965/892

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	May 25, 2022
Property Address	711 E 10TH CT, PANAMA CITY, FL 32401-3451
Document Number	0045681910
Book / Page	4568 / 1910
Instrument Date	May 20, 2022
Instrument	2022039891
Transaction Type	Transfer
Record Updated	Jun 15, 2022
Title Company	NOT AVAILABLE, DEFENDER TITLE AND ESCROW

Transaction

Amount	Amount on Record
Tax	$105.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	501 FM 300911104, 501, SCHERTZ, TX 78154

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3822 E 15TH ST, PANAMA CITY, FL 32404-5882

Tax Assessment & Valuation

The 2025 property tax bill for 711 E 10th Ct was $190, down 5.5% from the year before.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$190.00 (-5.47%)	$12,032 (+6.67%) Land $12,032	$12,032 (+6.67%) Land $12,032
2024	$201.00 (-44.17%)	$11,280 (+11.11%) Land $11,280	$11,280 (+11.11%) Land $11,280
2023	$360.00 (+12.5%)	$10,152 (+34.34%) Land $10,152	$10,152 (+34.34%) Land $10,152
2022	$320.00	$7,557 Land $7,557	$7,557 Land $7,557

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 711 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 711 E 10th Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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