Bay County property record for 644 E 10th Ct, Panama City, FL 32401
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.051 acres (2,221 sqft) |
| Owner | Company Name on File |
| Last Sale | $2,500 (Mar 2010) |
| Tax Bill | $24 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16672-000-000 |
| Primary APN | 16672-000-000 |
|---|
| 1st Floor Area | 492 sqft |
|---|
| Lot Area | 2,221 sqft (0.051 acres) |
|---|---|
| Lot Dimensions | 150 ft deep x 15 ft wide |
| Porch | Porch |
| Porch Area | 64 sqft |
| Street Address | 644 E 10TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3408 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | PC09 |
| Legal Description | 4 4S 14W -212- 69A BEG 205 W & 180 N OF SE COR OF E1/2 OF NE1/4 OF NE1/4 OF SW1/4 TH N 150 W 25 S 150 TH E 25 TO BEG LESS THE WEST 10 ORB 3208 P 1825 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 1600 |
644 E 10th Ct, vacant land, is owned by a company that acquired it in April 2012.
Source: Bay County records, as of May 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 607, CHIPLEY, FL 32428-0607 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 29, 2010 · Amount on File |
| Deed Sale | Mar 29, 2010 · Amount on File |
| Prior Sale | Dec 23, 2009 · Amount on File |
| Deed Document Number | 201015405 |
| Deed Book / Page | 3228 / 2160 |
| Last Transfer Date | Apr 30, 2012 |
| Transfer Doc | 0034051525 |
| Record Updated | Oct 29, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,014 | $4,800 Land $4,800 | |
| 2024 | $24.00 (-87.88%) | ||
| 2023 | $198.00 (-4.35%) Additional exemption filed | $4,050 (+34.33%) Land $4,050 | $4,050 (+34.33%) Land $4,050 |
| 2022 | $207.00 Additional exemption filed | $3,015 Land $3,015 | $3,015 Land $3,015 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 644 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 9 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 644 E 10th Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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