Bay County property record for 712 E 10th Ct, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 1919 |
| Lot Size | 0.385 acres (16,770 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $994 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 17038-000-000 |
| Primary APN | 17038-000-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| 1st Floor Area | 1,240 sqft |
| Flooring | Wood |
| Interior Walls | Wood |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Shingles |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,770 sqft (0.385 acres) |
| Lot Dimensions | 140 ft deep x 120 ft wide |
| Porch | Screened/Unfinished Porch |
| Porch Area | 184 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Convection |
| Street Address | 712 E 10TH CT |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-3452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC09 |
| Legal Description | GLENWOOD ADD. LOTS 4,5,6 BLK 4 ORB 2693 P 1444 ORB 2729 P 1962 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GLENWOOD ADD |
| Legal Block | 4 |
| Legal Lot Number | 4,5,6 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 4 |
| Census Block | 4018 |
| Census Tract | 1600 |
712 E 10th Ct, a single family home, is owned by an individual.
Source: Bay County records, as of April 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8701 BRAZKE CT, CLINTON, MD 20735-2006 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 712 E 10th Ct was $994, down 17.9% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $994.00 (-17.92%) | $61,327 | $66,143 Land $37,632 Building $28,511 |
| 2024 | $1,211.00 (+14.14%) | ||
| 2023 | $1,061.00 (+28.3%) | $55,943 (+40.91%) Land $31,752 Building $24,191 | $55,943 (+40.91%) Land $31,752 Building $24,191 |
| 2022 | $827.00 | $39,701 Land $23,637 Building $16,064 | $39,701 Land $23,637 Building $16,064 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 712 E 10th Ct in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1995.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 6 (1995–2023) |
| Claims Outside the SFHA | 3 of 6 |
| Most Recent Claim | Sep 2023 |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 712 E 10th Ct has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Hotwire Communications.
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