711 Cedar St, Loudon, TN 37774 Property Records

Loudon County property record for 711 Cedar St, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,664 sqft · built 1900
Lot Size0.258 acres (11,256 sqft)
OwnerIndividual Name on File
Last Sale$264,000 (Sep 2025)
Tax Bill$940 (2025)
Deeds & MortgagesMar 2022 Mortgage
Dec 2022 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN041H-G-006.00

Property Details

APN / Parcel Number

Primary APN041H-G-006.00
Alternative APNs
  • 041H G 00600 000041H
  • 01041HG041H00600
  • 053041H G 00600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,664 sqft Living Area
Gross Area2,182 sqft
1st Floor Area1,216 sqft
AtticAttic
Attic Area448 sqft
Basement Area364 sqft
FlooringCarpet
Interior WallsPaneling
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1998
Architectural StyleL-Shape
Exterior MaterialSiding
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,256 sqft (0.258 acres)
Lot Dimensions150 ft deep x 79 ft wide
Garage TypeCarport
Garage Area228 sqft
CarportCarport
Carport Area228 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchEnclosed/Finished Porch
Porch Area225 sqft
Patio Area144 sqft
Utility Building80 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address711 CEDAR ST
CityLOUDON
StateTN
Zip37774-1110
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionTOWN OF LOUDON LOT: 33 01 044F H 044F 01500 000 79 X 150
Legal SubdivisionTOWN OF LOUDON
Legal Lot Number33
JurisdictionLOUDON TN
Township / Civil Division1
Census Block Group2
Census Block2028
Census Tract60600

Owner

711 Cedar St is owned and occupied by an individual who bought it in September 2025.

Source: Loudon County records, as of December 29, 2025

Owner of RecordIndividual Name on File
Mailing Address711 CEDAR ST, LOUDON, TN 37774-1110
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Dec 1, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Sep 17, 2025Warranty Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jun 16, 2022Intrafamily Transfer, Transfer
Feb 27, 2017Deed of Trust, Mortgage
FIRST FRANKLIN FINANCIAL CORP
Nov 25, 2020Deed of Trust, Mortgage · Commercial Mortgage
FIRST FRANKLIN FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2025 · Amount on File
Deed SaleSep 17, 2025 · Amount on File
Prior SaleOct 29, 1992 · Amount on File
Deed Document Number20258733
Deed Book / Page489 / 297
Prior Transfer DateAug 30, 2025
Prior Transfer Doc00D489/297
Record UpdatedOct 29, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0T1588/175
DateMar 21, 2022
Book PageT1588/175
Instrument22003358
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2037

December 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Transaction TypeMortgage
Record UpdatedSep 29, 2025
Title CompanyCLOSING USA LLC

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0T1628/731
DateDec 1, 2022
Book PageT1628/731
Instrument22013569
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2052

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLOUDON TN
Recording DateSep 17, 2025
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Document Number00D489/297
Book / PageD489 / 297
Instrument DateAug 30, 2025
Instrument25008733
Transaction TypeTransfer
Record UpdatedSep 29, 2025
Title CompanyCERTIFIED LAND TITLE COMPANY, CERTIFIED TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$976.80
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 CEDAR ST, LOUDON, TN 37774-1110

Mortgage

Document Number0025008734
DateSep 17, 2025
Instrument25008734
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2055

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLOUDON TN
Recording DateJun 16, 2022
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Document Number00D0450/75
Book / PageD0450 / 75
Instrument DateJun 2, 2022
Instrument22007216
Transaction TypeTransfer
Record UpdatedJul 1, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 CEDE ST, LOUDON, TN 37774

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001701
DateFeb 27, 2017
Book PageT1319/370
Instrument17001701
Lender
NameFIRST FRANKLIN FINANCIAL CORP
TypeSubprime Lender
Agreement
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOUDON TN
Property Address711 CEDAR ST, LOUDON, TN 37774-1110
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address711 CEDAR ST, LOUDON, TN 37774-1110

Mortgage

Document Number0000012629
DateNov 25, 2020
Book PageT1494/263
Instrument20012629
Lender
NameFIRST FRANKLIN FINANCIAL CORP
TypeSubprime Lender
AddressLENOIR CITY, TN 37771
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 711 Cedar St was $940, up 67.3% from the year before.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
MunicipalityLoudon City
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$940.00 (+67.26%)$31,800 (-) Land $5,300 Building $26,500$127,200 Land $21,200 Building $106,000
2024$562.00$31,800 (-) Land $5,300 Building $26,500
2023$31,800 (-) Land $5,300 Building $26,500
2022$349.00$31,800 Land $5,300 Building $26,500$127,200 (-) Land $21,200 Building $106,000
2021$127,200 Land $21,200 Building $106,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 711 Cedar St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 711 Cedar St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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