Loudon County property record for 705 Cedar St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,688 sqft · built 1910 |
| Lot Size | 0.172 acres (7,505 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $43,900 (Aug 1995) |
| Tax Bill | $918 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041H G 00900 |
| Primary APN | 053041H G 00900 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,688 sqft Living Area |
| 1st Floor Area | 1,208 sqft |
| Upper Floors Area | 480 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,505 sqft (0.172 acres) |
| Lot Dimensions | 85 ft deep x 90 ft wide |
| Porch | Open Porch |
| Porch Area | 342 sqft |
| Utility Building | 192 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041H G 00900 000041H |
|---|---|
| Street Address | 705 CEDAR ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | TOWN OF LOUDON 1 29 1 044F H 044F 01800 000 |
| Legal Subdivision | TOWN OF LOUDON |
| Legal Block | 1 |
| Legal Lot Number | 29 30 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 60600 |
705 Cedar St is owned and occupied by two individuals who bought it in August 1995.
Source: Loudon County records, as of January 22, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 705 CEDAR ST, LOUDON, TN 37774-1110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC |
| Mar 16, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 11, 1995 · Amount on File |
| Deed Sale | Aug 11, 1995 · Amount on File |
| Prior Sale | Mar 21, 1995 · Amount on File |
| Deed Document Number | 0000221144 |
| Deed Book / Page | 221 / 144 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 705 CEDAR ST, LOUDON, TN 37774-1110 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2022 |
| Title Company | PUNCTUAL ABSTRACT COMPANY INC, PUNCTUAL ABSTRACT CO INC |
| Name | Verified Name |
|---|
| Document Number | 0T1595/960 |
|---|---|
| Date | May 2, 2022 |
| Book Page | T1595/960 |
| Instrument | 22005303 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 705 CEDAR ST, LOUDON, TN 37774-1110 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | T1519/183 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | T1519/183 |
| Instrument | 21003793 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 705 CEDAR ST, LOUDON, TN 37774-1110 |
| Document Number | 0000003406 |
| Book / Page | 001325 / 000499 |
| Instrument Date | Mar 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2017 |
| Title Company | DATA SEARCH INC |
| Name | Verified Name |
|---|---|
| Address | 705 CEDAR ST LOUDON TN 377741110, LOUDON, TN 37774-1110 |
| Document Number | 0000003406 |
|---|---|
| Date | Apr 21, 2017 |
| Book Page | 001325/000499 |
| Instrument | 3406 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WHITEVILLE, NC 28472 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 705 Cedar St was $918.
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $918.00 | $31,025 (-) Land $3,675 Building $27,350 | |
| 2024 | $918.00 | $31,025 (-) Land $3,675 Building $27,350 | |
| 2023 | $31,025 (-) Land $3,675 Building $27,350 | ||
| 2022 | $341.00 | $31,025 Land $3,675 Building $27,350 | $124,100 (-) Land $14,700 Building $109,400 |
| 2021 | $124,100 Land $14,700 Building $109,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 705 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 705 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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