Loudon County property record for 704 Cedar St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,614 sqft · built 1928 |
| Lot Size | 0.103 acres (4,495 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,500 (Mar 2002) |
| Tax Bill | $794 (2025) |
| Deeds & Mortgages | Jan 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 041A-F-026.00 |
| Primary APN | 041A-F-026.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,614 sqft Living Area |
| Gross Area | 1,692 sqft |
| 1st Floor Area | 834 sqft |
| Upper Floors Area | 780 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 2001 |
| Architectural Style | Custom Design |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 4,495 sqft (0.103 acres) |
| Lot Dimensions | 90 ft deep x 50 ft wide |
| Porch | Enclosed/Finished Porch |
| Porch Area | 222 sqft |
| Utility Building | 96 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 704 CEDAR ST |
|---|---|
| City | LOUDON |
| State | TN |
| Zip | 37774-1111 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT: 09 01 044F H 044F 00900 000 50X90 |
| Legal Subdivision | LOT PT09 |
| Legal Lot Number | 9 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 60600 |
704 Cedar St is owned and occupied by an individual who acquired it in November 2010.
Source: Loudon County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 704 CEDAR ST, LOUDON, TN 37774-1111 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2002 · Amount on File |
| Deed Sale | Mar 13, 2002 · Amount on File |
| Prior Sale | Aug 30, 1996 · Amount on File |
| Deed Book / Page | 266 / 79 |
| Last Transfer Date | Nov 9, 2010 |
| Transfer Doc | 00D344/768 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LOUDON TN |
| Property Address | 704 CEDAR ST, LOUDON, TN 37774-1111 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2022 |
| Title Company | BROADWAY TITLE INC |
| Name | Verified Name |
|---|
| Document Number | T1394/0290 |
|---|---|
| Date | Jan 9, 2019 |
| Book Page | T1394/0290 |
| Instrument | 19000185 |
| Name | FOUNTAIN CITY FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | KNOXVILLE, TN 37918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2034 |
The 2025 property tax bill for 704 Cedar St was $794, up 67.2% from the year before.
Source: Loudon County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $794.00 (+67.16%) | $26,850 (-) Land $2,150 Building $24,700 | $107,400 Land $8,600 Building $98,800 |
| 2024 | $475.00 | $26,850 (-) Land $2,150 Building $24,700 | |
| 2023 | $26,850 (-) Land $2,150 Building $24,700 | ||
| 2022 | $295.00 | $26,850 Land $2,150 Building $24,700 | $107,400 (-) Land $8,600 Building $98,800 |
| 2021 | $107,400 Land $8,600 Building $98,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 704 Cedar St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 704 Cedar St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 347 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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