Cass County property record for 71089 Spencer Rd, Union, MI 49130 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,276 sqft · built 1967 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | Individual Name on File |
| Last Sale | $65,000 (Oct 2018) |
| Tax Bill | $614 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Mar 2022 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-390-002-00 |
| Primary APN | 14-120-390-002-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,276 sqft Building Perimeter |
| 1st Floor Area | 1,276 sqft |
| Basement Area | 1,276 sqft |
| Unfinished Basement | 1,276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Condo/Apartment |
| Lot Area | 24,829 sqft (0.57 acres) |
| Garage Area | 720 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 71089 SPENCER RD |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . (780 8-13) LOT 15 & N 12 FT LOT 16 SPENCER'S SUBDIVISION #1 |
| Legal Subdivision | SPENCERS |
| Legal Lot Number | 15,16 |
| Legal Unit | 9 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 1000 |
Source: Cass County records · APN 14-120-390-002-00
Assessment roll updated August 28, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2024 | Intrafamily Transfer, Transfer |
| Mar 04, 2022 | Deed of Trust, Mortgage · Line of Credit GERBER FCU |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GERBER FCU |
| Oct 31, 2018 | Warranty Deed, Transfer · Conventional Mortgage GERBER FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 31, 2018 · Amount on Record |
| Deed Sale | Oct 31, 2018 · Amount on Record |
| Prior Sale | Aug 28, 2015 · Amount on Record |
| Deed Book / Page | 1147 / 57 |
| Last Transfer Date | Jan 24, 2024 |
| Transfer Doc | 01241/2574 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Jan 26, 2024 |
| Property Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Document Number | 01241/2574 |
| Book / Page | 1241 / 2574 |
| Map Reference | LB 11 PG 410 |
| Instrument Date | Jan 24, 2024 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1120 WOODS EDGE DR, NILES, MI 49120-5830 |
| Name | Verified Name |
|---|---|
| Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Document Number | 001213/521 |
|---|---|
| Date | Mar 04, 2022 |
| Book Page | 1213/521 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Address | FREMONT, MI 49412 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 03, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 01174/2585 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 1174/2585 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Address | FREMONT, MI 49412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jul 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CASS MI |
| Recording Date | Oct 31, 2018 |
| Property Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Document Number | 01147/0057 |
| Book / Page | 1147 / 0057 |
| Map Reference | LB11 PG410 |
| Instrument Date | Oct 25, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | METROPLITAN TITLE, METROPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $559.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 71089 SPENCER RD, 71089, UNION, MI 49130-9607 |
| Name | Verified Name |
|---|---|
| Address | 71089 SPENCER RD, UNION, MI 49130-9607 |
| Document Number | 0000114759 |
|---|---|
| Date | Oct 31, 2018 |
| Instrument | 1147/59 |
| Name | GERBER FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 80 Months |
| Due | Jun 19, 2025 |
Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $127,500 (+7.05%) | $255,000 (+7.05%) | |
| 2025 | $614.00 (-57.68%) Homeowner's exemption | $119,100 (+40.12%) Land $119,100 | $238,200 (+40.12%) Land $238,200 |
| 2024 | $1,451.00 (+7.4%) | ||
| 2023 | $85,000 | $170,000 | |
| 2022 | $1,351.00 |
Source: FEMA National Flood Hazard Layer, Cass County (26027C), updated September 5, 2007 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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