Cass County property record for 71069 Spencer Rd, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,060 sqft · built 1971 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $78,300 (Mar 2015) |
| Tax Bill | $762 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-390-001-01 |
| Primary APN | 14-120-390-001-01 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 2,060 sqft Building Perimeter |
| 1st Floor Area | 1,344 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Condo/Apartment |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 528 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 71069 SPENCER RD |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 442-940 428-590 348-912 779A 8-13 LOT 14 SPENCER'S SUBDIVISION NO 1. |
| Legal Subdivision | SPENCERS |
| Legal Lot Number | 14 |
| Legal Unit | 8 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 1000 |
Source: Cass County assessment roll, as of August 28, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 71069 SPENCER RD, UNION, MI 49130-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 23, 2015 · Amount on Record |
| Deed Sale | Mar 23, 2015 · Amount on Record |
| Deed Book / Page | 1087 / 1783 |
| Prior Transfer Date | Mar 17, 2015 |
| Prior Transfer Doc | 1088/0733 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS MI |
| Property Address | 71069 SPENCER RD, UNION, MI 49130-9607 |
| Transaction Type | Mortgage |
| Record Updated | Aug 20, 2021 |
| Title Company | TITLE RESOURCE |
| Name | Verified Name |
|---|---|
| Address | 71069 SPENCER RD, UNION, MI 49130-9607 |
| Document Number | 1201/455 |
|---|---|
| Date | Aug 6, 2021 |
| Book Page | 1201/455 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Address | PORTAGE, MI 49002 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2051 |
Source: Cass County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,000 (+7.72%) | $410,000 (+7.72%) | |
| 2025 | $762.00 (-57.69%) Homeowner's exemption | $190,300 (+51.88%) Land $190,300 | $380,600 (+51.88%) Land $380,600 |
| 2024 | $1,801.00 (+7.39%) | ||
| 2023 | $125,300 | $250,600 | |
| 2022 | $1,677.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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