Cass County property record for 71086 Spencer Rd, Union, MI 49130
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,296 sqft · built 1966 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $530 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-120-390-012-00 |
| Primary APN | 14-120-390-012-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,296 sqft Building Perimeter |
| 1st Floor Area | 1,296 sqft |
| Basement Area | 960 sqft |
| Unfinished Basement | 960 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1966 |
|---|---|
| Effective Year Built | Effective 1966 |
| Architectural Style | Condo/Apartment |
| Lot Area | 22,216 sqft (0.51 acres) |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 71086 SPENCER RD |
|---|---|
| City | UNION |
| State | MI |
| Zip | 49130-9607 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | . (791A 8-13 377-563) LOT 28 SPENCER'S SUBDIVISION NO. 1. |
| Legal Subdivision | SPENCERS |
| Legal Lot Number | 28 |
| Legal Unit | 20,20 |
| Jurisdiction | CASS MI |
| Township / Civil Division | PORTER |
| Census Block Group | 3 |
| Census Block | 3038 |
| Census Tract | 1000 |
Source: Cass County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 71086 SPENCER RD, UNION, MI 49130-9607 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
Source: Cass County assessment roll, as of August 28, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Porter Township |
| Unified School District | White Pigeon Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $117,600 (+8.49%) | $235,200 (+8.49%) | |
| 2025 | $530.00 (-54.55%) Homeowner's exemption | $108,400 (+43.58%) Land $108,400 | $216,800 (+43.58%) Land $216,800 |
| 2023 | $75,500 | $151,000 | |
| 2022 | $1,166.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midwest Energy & Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures