7102 Shadow Ln, Villa Ridge, MO 63089 Property Records

Franklin County property record for 7102 Shadow Ln, Villa Ridge, MO 63089

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,848 sqft · built 1997
Lot Size	1 acres (43,560 sqft)
Owner	Company Name on Record
Tax Bill	$2,631 (2025)
Deeds & Mortgages	Aug 2026 Sale Feb 2026 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-8-27.0-0-000-004.100`

Property Details

APN / Parcel Number

Primary APN	`18-8-27.0-0-000-004.100`
Alternative APN	`630948`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,848 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Patio Area	560 sqft

Location & Zoning

Street Address	7102 SHADOW LN
City	VILLA RIDGE
State	MO
Zip	63089-2252
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ANU
Legal Description	PT SW NE
Legal Range	1E
Legal Township	43N
Legal Section	27
Jurisdiction	FRANKLIN MO
Township / Civil Division	BOLES
Census Block Group	1
Census Block	1008
Census Tract	800703

Owner

Source: Franklin County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7102 SHADOW LN, VILLA RIDGE, MO 63089-2252
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 26, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Sep 18, 2025	Warranty Deed, Transfer · Line of Credit CITIZENS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2025
Deed Sale	Sep 18, 2025
Deed Document Number	20252511812
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 28, 2026
Property Address	7102 SHADOW LN, VILLA RIDGE, MO 63089-2252
Document Number	0002611614
Instrument Date	Aug 27, 2026
Instrument	20262611614
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Investor	Possibly a Property Investor

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MO
Property Address	7102 SHADOW LN, VILLA RIDGE, MO 63089-2252
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002602386
Date	Feb 26, 2026
Instrument	2602386

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Sep 18, 2025
Property Address	7102 SHADOW LN, VILLA RIDGE, MO 63089-2252
Document Number	0002511812
Map Reference	BK 1168 PG 0296
Instrument Date	Sep 4, 2025
Instrument	2511812
Transaction Type	Transfer
Record Updated	Nov 11, 2025
Title Company	GTA

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7102 SHADOW LN, VILLA RIDGE, MO 63089-2252
Investor	Possibly a Property Investor

Mortgage

Document Number	0002511813
Date	Sep 18, 2025
Instrument	2511813

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Meramec Valley R-III School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,631.00 (+2.93%)	$40,485 (+17.71%)	$213,080 (+17.71%) Land $14,000 Building $199,080
2024	$2,556.00 (+4.71%)	$34,394 (-)
2023	$2,441.00 (+5.44%)	$34,394	$181,020 Land $13,000 Building $168,020
2022	$2,315.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 3 serves 8,250 people · EPA ID MO6024213
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20
Bays-ET Highspeed Fixed Wireless	100 / 10

May also be available: BlueBit Networks, Spectrum, Wisper ISP.

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