Gila County property record for 707 W Saddle Ln, Payson, AZ 85541
| Property Type | Single Family Home |
|---|---|
| Details | 1,320 sqft · built 1994 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $229,000 (May 2018) |
| Tax Bill | $1,336 (2025) |
| Deeds & Mortgages | Aug 2026 Sale Aug 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 302-36-197 |
| Primary APN | 302-36-197 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,320 sqft Living Area |
| Gross Area | 1,740 sqft |
| 1st Floor Area | 1,320 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | R021920 |
|---|---|
| Street Address | 707 W SADDLE LN |
| City | PAYSON |
| State | AZ |
| Zip | 85541-3050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 28 SECTION: 28 TOWNSHIP: 11N RANGE: 10E PAYSON RANCHOS #3 LOT 28 WITH EASEMENT S 8FT |
| Legal Range | 10E |
| Legal Township | 11N |
| Legal Section | 28 |
| Legal Subdivision | PAYSON RANCH |
| Legal Lot Number | 28 |
| Jurisdiction | GILA AZ |
| Township / Civil Division | PAYSON |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 302 |
Source: Gila County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Aug 25, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Aug 5, 2022 | Joint Tenancy Deed, Transfer PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Nov 16, 2018 | Deed of Trust, Mortgage · Conventional Mortgage DEFINE MORTGAGE SOLUTIONS LLC |
| May 10, 2018 | Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2018 · Amount on Record |
| Deed Sale | May 10, 2018 · Amount on Record |
| Prior Sale | Feb 19, 2013 · Amount on Record |
| Deed Document Number | 20185084 |
| Prior Transfer Date | Jun 8, 2015 |
| Prior Transfer Doc | 0000005372 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Aug 25, 2026 |
| Property Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Document Number | 0000008053 |
| Instrument Date | Aug 12, 2026 |
| Instrument | 20268053 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Document Type | Joint Tenancy Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | Aug 5, 2022 |
| Property Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Document Number | 0000009983 |
| Map Reference | MAP 371 |
| Instrument Date | Aug 1, 2022 |
| Instrument | 2022-009983 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2024 |
| Title Company | PEOPLES TITLES INC, PIONEER TITLE AGENCY INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 1047 E 9TH ST, MESA, AZ 85203-5617 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILA AZ |
| Property Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000011875 |
|---|---|
| Date | Nov 16, 2018 |
| Instrument | 2018-011875 |
| Name | DEFINE MORTGAGE SOLUTIONS LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | PHOENIX, AZ 85034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILA AZ |
| Recording Date | May 10, 2018 |
| Property Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Document Number | 0000005084 |
| Map Reference | MAP349 |
| Instrument Date | May 4, 2018 |
| Instrument | 2018-005084 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2021 |
| Title Company | PIONEER TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 314 W CODY CIR, 314, PAYSON, AZ 85541-3172 |
| Name | Verified Name |
|---|---|
| Address | 707 W SADDLE LN, PAYSON, AZ 85541-3050 |
| Document Number | 0000005085 |
|---|---|
| Date | May 10, 2018 |
| Instrument | 2018-005085 |
| Name | AMERIFIRST FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2048 |
Source: Gila County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Gila County |
| Municipality | Payson Town |
| Unified School District | Payson Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $28,099 (+7.56%) Land $5,135 Building $22,964 | $280,989 (+7.56%) Land $51,352 Building $229,637 | |
| 2025 | $1,336.00 (+7.74%) | ||
| 2024 | $26,125 Land $2,969 Building $23,156 | $261,250 Land $29,691 Building $231,559 | |
| 2023 | $1,240.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 3 (2004–2019) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Arizona |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 4 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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