710 E 15th St, Panama City, FL 32401 Property Records

Bay County property record for 710 E 15th St, Panama City, FL 32401

Property Summary

Property Type	Hotel
Details	4,977 sqft · built 1988
Lot Size	0.381 acres (16,596 sqft)
Owner	Company Name on File
Last Sale	$125,000 (Oct 2021)
Tax Bill	$4,574 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17338-000-000`

Property Details

APN / Parcel Number

Primary APN	`17338-000-000`

Interior

Total Rooms	32 Rooms
Units	14 Units
Stories	1 Story
Building Area	4,977 sqft Gross Area
1st Floor Area	4,486 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	16,596 sqft (0.381 acres)
Lot Dimensions	118 ft deep x 141 ft wide

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Forced Air with A/C

Location & Zoning

Street Address	710 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Commercial
Property Type	Commercial > Retail > Hotel
Local Zoning Code	PC09
Legal Description	SHADY HAVEN LOTS 6,7 & 8 LESS PCL DESC AS: BEG AT INTERSECTION OF W LINE LOT 8 & S R/W 15TH ST E 5.19 S 20 E 4.52 S 95.93 TO S LINE LOT 8 W 9.59 TO SW COR LOT 8 N 115.93 TO POB BLK A ORB 4468 P 1969
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	SHADY HAVEN
Legal Block	A
Legal Lot Number	6,7,8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3004
Census Tract	1600

Owner

710 E 15th St, a commercial property, is owned by a company that bought it in October 2021.

Source: Bay County records, as of January 5, 2026

Owner of Record	Company Name on File
Mailing Address	710 E 15TH ST, PANAMA CITY, FL 32405-5417
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 4, 2021 · Amount on File
Deed Sale	Oct 4, 2021 · Amount on File
Prior Sale	Jul 9, 2009 · Amount on File
Deed Document Number	202175889
Deed Book / Page	4468 / 1969
Prior Transfer Date	Jul 7, 2009
Prior Transfer Doc	0031671420
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Oct 4, 2021
Property Address	710 E 15TH ST, PANAMA CITY, FL 32405-5417
Document Number	0044681969
Book / Page	4468 / 1969
Map Reference	MB 1 PG 57
Instrument Date	Oct 4, 2021
Instrument	2021075889
Transaction Type	Transfer
Record Updated	Jan 26, 2026
Title Company	MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount on Record
Tax	$875.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	710 E 15TH ST, PANAMA CITY, FL 32405-5417

Mortgage

Document Number	0044681971
Date	Oct 4, 2021
Instrument	4468/1971

Lender

Name	CCB COMMUNITY BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 710 E 15th St was $4,574, down 9.9% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,574.00 (-9.85%)	$224,105	$417,996 Land $83,190 Building $334,806
2024	$5,074.00 (+51.73%)
2023	$3,344.00 (+4.7%)	$185,211 (-0.49%) Land $83,190 Building $102,021	$185,211 (-0.49%) Land $83,190 Building $102,021
2022	$3,194.00	$186,119 Land $66,552 Building $119,567	$186,119 Land $66,552 Building $119,567

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 710 E 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 710 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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