706 E 15th St, Panama City, FL 32401 Property Records

Bay County property record for 706 E 15th St, Panama City, FL 32401

Property Summary

Property Type	Commercial Vacant Land
Details	1,848 sqft · built 1991
Lot Size	0.159 acres (6,926 sqft)
Owner	Individual Name on File
Last Sale	$92,000 (Apr 2022)
Tax Bill	$638 (2025)
Deeds & Mortgages	Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`17340-000-000`

Property Details

APN / Parcel Number

Primary APN	`17340-000-000`

Interior

Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,848 sqft
Gross Area	2,024 sqft
1st Floor Area	1,848 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Fire Resistance	Masonry Walls, Wood Interior
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,926 sqft (0.159 acres)
Lot Dimensions	118 ft deep x 59 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	706 E 15TH ST
City	PANAMA CITY
State	FL
Zip	32401
Property Category	Commercial
Property Type	Vacant Land > Commercial
Local Zoning Code	PC09
Legal Description	SHADY HAVEN LOT 9 LESS N 7 & PCL DESC AS: BEG AT INTERSECTION OF W LINE LOT 8 & S R/W 15TH ST E 5.19 S 20 E 4.52 S 95.93 TO S LINE LOT 8 W 9.59 TO SW COR LOT 8 N 115.93 TO POB BLK A ORB 4547 P 1551
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	SHADY HAVEN
Legal Block	A
Legal Lot Number	9,8
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	3
Census Block	3004
Census Tract	1600

Owner

706 E 15th St, commercial vacant land, is owned by an individual who bought it in April 2022.

Source: Bay County records, as of January 5, 2026

Owner of Record	Individual Name on File
Mailing Address	6761 HARDING ST, HOLLYWOOD, FL 33024-3922
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2022 · Amount on File
Deed Sale	Apr 7, 2022 · Amount on File
Prior Sale	Aug 13, 2002 · Amount on File
Deed Document Number	202225961
Deed Book / Page	4547 / 1551
Prior Transfer Date	Jul 29, 2002
Prior Transfer Doc	0021720453
Record Updated	Jun 8, 2026

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BAY FL
Recording Date	Apr 7, 2022
Property Address	706 E 15TH ST, PANAMA CITY, FL 32405-5417
Document Number	0045471551
Book / Page	4547 / 1551
Map Reference	MB 1 PG 57
Instrument Date	Apr 7, 2022
Instrument	2022025961
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Tax	$644.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	215 FIRST COLONY BLVD, GLUCKSTADT, MS 39110-6077

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6761 HARDING ST, HOLLYWOOD, FL 33024-3922

Tax Assessment & Valuation

The 2025 property tax bill for 706 E 15th St was $638, down 3.6% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$638.00 (-3.63%)	$40,435 Land $34,810 Building $5,625	$40,435 Land $34,810 Building $5,625
2024	$662.00 (-21.93%)
2023	$848.00 (+25.63%)	$40,435 (+30.68%) Land $34,810 Building $5,625	$40,435 (+30.68%) Land $34,810 Building $5,625
2022	$675.00	$30,942 Land $27,848 Building $3,094	$30,942 Land $27,848 Building $3,094

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 706 E 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1995)
Most Recent Claim	Oct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 706 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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