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704 E 15th St, Panama City, FL 32405 Property Records

Bay County property record for 704 E 15th St, Panama City, FL 32405

Property Summary

Property TypeCommercial Vacant Land
Details2,550 sqft · built 1982
Lot Size0.309 acres (13,460 sqft)
OwnerCompany Name on File
Last Sale$175,000 (Jun 2026)
Tax Bill$1,339 (2025)
Deeds & MortgagesJun 2026 Sale
Flood ZoneZone X (minimal risk)
APN17340-010-000

Property Details

APN / Parcel Number

Primary APN17340-010-000

Interior

Total Rooms2 Rooms
Stories1 Story
Building Area2,550 sqft Gross Area
1st Floor Area2,550 sqft
FlooringCork
Interior WallsPlywood

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1995
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Fire ResistanceMasonry Walls, Wood Interior
Roof TypeGambrel
Roof MaterialBuilt-Up Asphalt
Lot Area13,460 sqft (0.309 acres)
Lot Dimensions150 ft deep x 90 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address704 E 15TH ST
CityPANAMA CITY
StateFL
Zip32401
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodePC09
Legal DescriptionSHADY HAVEN BEG 10 E OF INTERSEC E R/W OF COVE BLVD & S R/W 15TH ST TH E ALG R/W 119.72 TO E LI LOT 10 S ALG E LI LOTS 10, 11 & 12 151.33 TO SE COR LOT 12 W ALG S LI LOT 12 129.72 N ALG R/W 141.43 NELY 14.13 TO POB AKA LOTS 10, 11 & 12 BLK A LESS R/W
Legal Range14W
Legal Township04S
Legal Section04
Legal SubdivisionSHADY HAVEN
Legal BlockA
Legal Lot Number10
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3004
Census Tract1600

Owner

704 E 15th St, commercial vacant land, is owned by a company that bought it in June 2026.

Source: Bay County records, as of June 23, 2026

Owner of RecordCompany Name on File
Mailing Address501 HARRISON AVE, PANAMA CITY, FL 32401-2621
Owner TypeCompany
VestingCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 3, 2026 · Amount on File
Deed SaleJun 3, 2026 · Amount on File
Prior SaleApr 29, 2003 · Amount on File
Deed Document Number202633323
Deed Book / Page5041 / 503
Prior Transfer DateJan 17, 2003
Prior Transfer Doc0000005379
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateJun 3, 2026
Property Address704 E 15TH ST, PANAMA CITY, FL 32405-5417
Document Number0050410503
Book / Page5041 / 503
Instrument DateMay 29, 2026
Instrument202633323
Transaction TypeTransfer
Record UpdatedJun 22, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount on Record
Tax$123,725.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address501 HARRISON AVE, PANAMA CITY, FL 32401-2621

Tax Assessment & Valuation

The 2025 property tax bill for 704 E 15th St was $1,339, up 0.1% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,339.00 (+0.15%)$83,250 Land $67,500 Building $15,750$83,250 Land $67,500 Building $15,750
2024$1,337.00 (-9.6%)
2023$1,479.00 (+19.47%)$83,250 (+23.54%) Land $67,500 Building $15,750$83,250 (+23.54%) Land $67,500 Building $15,750
2022$1,238.00$67,388 Land $54,000 Building $13,388$67,388 Land $54,000 Building $13,388

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 704 E 15th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1995)
Most Recent ClaimOct 1995 · Hurricane Opal

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 704 E 15th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T, T-Mobile.

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