71 Winspear Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 71 Winspear Rd, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,861 sqft · built 1951
Lot Size	0.95 acres (41,382 sqft)
Owner	2 Individual Names on Record
Last Sale	$280,777 (May 2021)
Tax Bill	$2,599 (2025)
Deeds & Mortgages	May 2021 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-101-000`

Property Details

APN / Parcel Number

Primary APN	`26-101-000`
Alternative APN	`146800 144.00-1-4.2`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,861 sqft Living Area
1st Floor Area	1,367 sqft
Upper Floors Area	494 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Exterior Material	Wood
Lot Area	41,382 sqft (0.95 acres)
Lot Width	58 ft Width
Garage Type	Attached
Garage Area	529 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	102 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	26-101-000
Street Address	71 WINSPEAR RD
City	BUFFALO
State	NY
Zip	14224-3711
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	05 - COMME
Legal Subdivision	BUFFALO CREEK RESERVATION
Legal Block	1
Legal Lot Number	4.200
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	2
Census Block	2005
Census Tract	17302

Owner

Source: Erie County and West Seneca Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	71 WINSPEAR RD, BUFFALO, NY 14224-3711
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage M & T BANK
Oct 25, 2018	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS TRADERS TRUST CO
Oct 2, 2019	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Oct 2, 2019 · Amount on Record
Deed Document Number	202186253
Deed Book / Page	11379 / 5665
Record Updated	Jun 8, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	May 5, 2021
Property Address	71 WINSPEAR RD, BUFFALO, NY 14224-3711
Document Number	0113795665
Book / Page	11379 / 5665
Instrument Date	Apr 6, 2021
Instrument	2021086253
Transaction Type	Transfer
Record Updated	Jun 30, 2021
Title Company	REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,124.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	71 WINSPEAR RD, 71, WEST SENECA, NY 14224-3711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WINSPEAR RD, WEST SENECA, NY 14224-3711

Mortgage

Document Number	113795679
Date	May 5, 2021
Instrument	11379/5679

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	May 12, 2046

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	71 WINSPEAR RD, BUFFALO, NY 14224-3711
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138753186
Date	Oct 25, 2018
Book Page	13875/3186
Instrument	2018214211

Lender

Name	MANUFACTURERS TRADERS TRUST CO
Type	Lending Institution
Address	BUFFALO, NY 14224

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ERIE NY
Recording Date	Oct 2, 2019
Property Address	71 WINSPEAR RD, BUFFALO, NY 14224-3711
Document Number	0113506867
Book / Page	011350 / 006867
Instrument Date	Oct 1, 2019
Transaction Type	Transfer
Record Updated	Oct 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	71 WINSPEAR RD WEST SENECA NY 142243711, WEST SENECA, NY 14224-3711

Mortgage

Document Number	139133583
Date	Oct 2, 2019
Book Page	013913/003583

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,599.00 (-54.03%)	$64,800 (-) Land $13,700 Building $51,100	$270,000 (+4.17%) Land $57,083 Building $212,917
2024	$5,654.00 (+90.37%)	$64,800 (-) Land $13,700 Building $51,100	$259,200 (+4%) Land $54,800 Building $204,400
2023		$64,800 Land $13,700 Building $51,100	$249,231 Land $52,692 Building $196,539
2019	$2,970.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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