53 Nelly St, Freeport, FL 32439 Property Records

Walton County property record for 53 Nelly St, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,487 sqft · built 2017
Lot Size	0.103 acres (4,487 sqft)
Owner	Company Name on Record
Tax Bill	$3,530 (2024)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-1S-19-23090-000-0280`

Property Details

APN / Parcel Number

Primary APN	`17-1S-19-23090-000-0280`
Alternative APN	`1028403`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,487 sqft Living Area
Gross Area	2,001 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	11.3 ft deep x 4 ft wide
Garage Type	Finished
Garage Area	418 sqft
Porch	Porch
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1028403
Street Address	53 NELLY ST
City	FREEPORT
State	FL
Zip	32439-7616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	HAMBAY
Legal Description	LOT 28 SCHOONER LANDING AT HAMMOCK BAY PB 18-20 OR 2883-4949 OR 2908-3752 OR 3058-762 OR 3358-32
Legal Range	19W
Legal Township	01S
Legal Section	17
Legal Subdivision	SCHOONER LANDING AT HAMMOCK
Legal Lot Number	28
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	2
Census Block	2145
Census Tract	950502

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3858 SUMMER AVE, MEMPHIS, TN 38122-5210
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Jul 5, 2022	Warranty Deed, Transfer PLANTERS BANK & TRUST CO
Nov 22, 2017	Grant Deed, Subdivision Related Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2025
Deed Sale	May 7, 2025
Prior Sale	Nov 22, 2017 · Amount on Record
Deed Document Number	0000335832
Deed Book / Page	3258 / 3872
Prior Transfer Date	Jul 5, 2022
Prior Transfer Doc	20220031153
Record Updated	Jun 8, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 5, 2022
Property Address	53 NELLY ST, FREEPORT, FL 32439-7616
Document Number	0032583872
Book / Page	3258 / 3872
Map Reference	MB 18 PG 20&20A-20C
Instrument Date	Jun 29, 2022
Instrument	20220031153
Transaction Type	Transfer
Record Updated	Jul 19, 2022
Title Company	SHORELINE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,464.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	944 RIDGEWOOD WAY, 944, NICEVILLE, FL 32578-4207

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3858 SUMMER AVE, MEMPHIS, TN 38122-5210

Mortgage

Document Number	0032583874
Date	Jul 5, 2022
Instrument	3258/3874

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2027

November 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	WALTON FL
Recording Date	Nov 22, 2017
Property Address	53 NELLY ST, FREEPORT, FL 32439-7616
Document Number	0030580762
Book / Page	003058 / 000762
Instrument Date	Nov 21, 2017
Instrument	38620
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 12, 2017
Title Company	NTC TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	53 NELLY ST FREEPORT FL 324397616, FREEPORT, FL 32439-7616

Mortgage

Document Number	30580763
Date	Nov 22, 2017
Book Page	003058/000763
Instrument	38621

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 21, 2047

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$269,745 (-4.54%) Land $50,000 Building $219,745	$269,745 (-4.54%) Land $50,000 Building $219,745
2024	$3,530.00 (-6.14%)
2023	$3,761.00 (+11.7%)	$282,564 (+9.67%) Land $42,178 Building $240,386	$282,564 (+9.67%) Land $42,178 Building $240,386
2022	$3,367.00	$257,646 Land $46,818 Building $210,828	$257,646 Land $46,818 Building $210,828

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 296 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	296 in force
Nearby Flood Claims	56 (1989–2020)
Claims Outside the SFHA	8 of 56
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 12 claims Hurricane Frances, Sep 2004 · 18 claims Hurricane Opal, Oct 1995 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people · EPA ID FL1664019
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Wildstar Networks Fixed Wireless	200 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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