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71 Mountain Laurel Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 71 Mountain Laurel Rd, Murphy, NC 28906 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 1992
Square Footage1,021 sqft Heated Area
Lot Size46,174 sqft (1.06 acres)
OccupancyOwner Occupied
Last Sale$125,000 (2019)
Tax Bill$987.00 (2025)

Property Details

APN / Parcel Number

Primary APN551103042845000
Alternative APN
  • 49721

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area1,021 sqft Heated Area
Gross Area2,485 sqft Gross Area
1st Floor1,021 sqft 1st Floor
Basement Area432 sqft Basement
Finished Basement432 sqft Finished
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructurePlaster Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable Roof Construction
Roof MaterialMetal Roof
Lot Area46,174 sqft (1.06 acres)
Depth X Width257 ft x 149 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage Area576 sqft Garage
Deck Area360 sqft Deck
Porch Area96 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel

Location & Zoning

Account Number49721
Street Address71 MOUNTAIN LAUREL RD
CityMURPHY
StateNC
Zip28906-7036
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 12 & P/O LOT 11 BEAVER RIDGE 917/102
Legal SubdivisionDAVIE IRELAND BEAVER RDG PROPE
Legal Lot Number12-11
JurisdictionCHEROKEE NC
Minor Civil DivisionMURPHY
Census Blockgroup2
Census Block2015
Census Tract930501

Owner

Source: Cherokee County records · APN 551103042845000

Assessment roll updated October 10, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2026Warranty Deed, Transfer · Conventional Mortgage
TOMASSO MORTGAGE
Mar 24, 2026Deed of Trust, Mortgage · Line of Credit
NEW AMERICAN FUNDING
Dec 28, 2017Deed of Trust, Mortgage · Conventional Mortgage
DITECH FINANCIAL LLC
May 03, 2019Warranty Deed, Transfer · Conventional Mortgage
VANDERBILT MORTGAGE & FINANCE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMay 03, 2019 · Amount on Record
Deed SaleMay 03, 2019 · Amount on Record
Prior SaleDec 01, 2000 · Amount on Record
Deed Doc Number20191924
Deed Book / Page1612 / 569
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateJul 14, 2026
Property Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number0000003525
Book / Page1805 / 805
Instrument DateJun 05, 2026
Instrument20263525
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$53,530.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003526,
DateJul 14, 2026
Book Page1805/808
Instrument20263526
Lender
NameTOMASSO MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeFixed Rate
Rate6.53%
Initial TypeFixed Rate
Max Rate-1%

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01797/1210
DateMar 24, 2026
Book Page1797/1210
Instrument1363
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
Address1 MACARTHUR PL STE 800, SANTA ANA, CA 92707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term241 Months
DueApr 09, 2046
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHEROKEE NC
Property Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK, SERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number01577/0729
DateDec 28, 2017
Book Page01577/0729
Instrument06076
Lender
NameDITECH FINANCIAL LLC
TypeMortgage Company
AddressFORT WASHINGTON, PA 19034
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term121 Months
DueJan 01, 2028

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCHEROKEE NC
Recording DateMay 03, 2019
Property Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number01612/0569
Book / Page01612 / 0569
Instrument DateApr 29, 2019
Instrument01924
Transaction TypeTransfer
Record UpdatedAug 13, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$250.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address638 OLD EVANS RD, 638, MURPHY, NC 28906-6086

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036

Mortgage

Document Number01925
DateMay 03, 2019
Instrument01925
Lender
NameVANDERBILT MORTGAGE & FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated October 10, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCherokee County
Unified School DistrictCherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$987.00$127,360 (-)$127,360 (-) Land $15,000 Building $112,360
2023$127,360$127,360 Land $15,000 Building $112,360

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