45 Mountain Laurel Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 45 Mountain Laurel Rd, Murphy, NC 28906 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1999
Square Footage	988 sqft Heated Area
Lot Size	28,750 sqft (0.66 acres)
Occupancy	Owner Occupied
Last Sale	$265,000 (2023)
Tax Bill	$1,035.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`551103041728000`
Alternative APNs	`49605` `59915`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	988 sqft Heated Area
Basement Area	456 sqft Basement
Finished Basement	456 sqft Finished
Primary Flooring	Wood Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1999
Architectural Style	Ranch Style
Exterior Material	Wood Exterior
Foundation Type	Footing Foundation
Roof Construction	Gable Roof Construction
Roof Material	Metal Roof
Lot Area	28,750 sqft (0.66 acres)
Depth X Width	239 ft x 28 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Area	532 sqft Garage

Exterior Amenities

Deck Area	368 sqft Deck
Patio Area	304 sqft Patio
Porch	Open Porch
Porch Area	120 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	59915
Street Address	45 MOUNTAIN LAUREL RD
City	MURPHY
State	NC
Zip	28906-7036
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 13 DAVE IRELAND BEAVER RIDGE 1610/963
Legal Lot Number	13
Jurisdiction	CHEROKEE NC
Minor Civil Division	MURPHY
Census Blockgroup	2
Census Block	2015
Census Tract	930501

Owner

Source: Cherokee County records · APN 551103041728000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Warranty Deed, Transfer
Sep 08, 2022	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Feb 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESTAR FINANCIAL CORP
Apr 12, 2019	Warranty Deed, Transfer · Stand Alone Second Mortgage FBC MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 24, 2023 · Amount on Record
Deed Sale	Apr 24, 2023 · Amount on Record
Prior Sale	Apr 12, 2019 · Amount on Record
Deed Doc Number	1916
Deed Book / Page	1733 / 783
Record Refreshed	Jun 08, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 24, 2023
Property Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number	001733/783
Book / Page	1733 / 783
Instrument Date	Feb 28, 2023
Instrument	1916
Transaction Type	Transfer
Record Updated	May 09, 2023

Transaction

Amount	Amount Recorded
Tax	$530.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Transaction Type	Mortgage
Record Updated	Sep 29, 2022
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001720/236
Date	Sep 08, 2022
Book Page	1720/236
Instrument	5812

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1673/66
Date	Feb 22, 2021
Book Page	1673/66
Instrument	1157

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company
Address	GAINESVILLE, GA 30501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 12, 2019
Property Address	45 MOUNTAIN LAUREL RD, MURPHY, NC 28906-7036
Document Number	01610/0963
Book / Page	01610 / 0963
Instrument Date	Mar 27, 2019
Instrument	01566
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	165 AUTUMN OAKS LN, 165, BARBOURSVILLE, VA 22923-2849

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 N SWALLOW TAIL DR APT 1105, 1105, PORT ORANGE, FL 32129-4156

Mortgage

Document Number	01568
Date	Apr 12, 2019
Instrument	01568

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Stand Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Mortgage

Document Number	01610/0965
Date	Apr 12, 2019
Book Page	01610/0965
Instrument	01567

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2049

Tax Assessment & Valuation

Source: Cherokee County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,035.00	$134,040 (+1.77%)	$134,040 (+1.77%) Land $15,000 Building $119,040
2023		$131,710	$131,710 Land $15,000 Building $116,710

45 Mountain Laurel Rd, Murphy, NC 28906 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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